Embedded Finance news and trends

63% of Consumers Under 35 Open to Financial Services From Non-Banks
Digital Banking // November 01, 2024

Today’s financial landscape is changing as embedded finance integrates banking services into everyday consumer experiences. This development is driven by brands stepping into roles traditionally held by banks, creating innovative and convenient financial solutions for consumers. A PYMNTS Intelligence Report, “Brands as the New Bankers:...

This Week in B2B: Smokestack Upgrades, CFO Intelligence, SMB Innovation
B2B Payments // October 31, 2024

The B2B innovation landscape has never been more exciting than right now. Ongoing technological advances are driving a paradigm shift, allowing B2B firms to streamline and digitize nearly every element of their operations — particularly the workflows and processes surrounding B2B payments. As businesses seek...

Panel: Turning Payments Into Deposits Fuels the Next Era of Embedded Banking
Payments Innovation // October 31, 2024

Call it one more unpredictable turn in an unpredictable year. As the convergence of financial technology gets closer to consumers and businesses, the focus on money movement takes a twist toward an area where money is usually at rest: deposits. “If you think about where...

How B2B Firms Can Capitalize on the $7 Billion Embedded Finance Opportunity
B2B Payments // October 29, 2024

There’s a multitrillion-dollar opportunity that’s rewriting the B2B playbook, and it starts with two words: embedded finance. The consumer payments buzzword is steadily making headway into the B2B space, and it is beginning to drive real change for buyers and suppliers across sectors by integrating...

Interviews & Exclusives
63% of Consumers Under 35 Open to Financial Services From Non-Banks

November 01, 2024
Today’s financial landscape is changing as embedded finance integrates banking services into everyday consumer experiences. This development is driven by brands stepping into roles traditionally held by banks, creating innovative and convenient financial solutions for consumers. A PYMNTS Intelligence Report, “Brands as the New Bankers: The Changing Face of Financial Services,” in collaboration with Galileo, […]

Panel: Turning Payments Into Deposits Fuels the Next Era of Embedded Banking

October 31, 2024
Call it one more unpredictable turn in an unpredictable year. As the convergence of financial technology gets closer to consumers and businesses, the focus on money movement takes a twist...

The Rising Stakes of Reliable Payments: How Testing Powers Technology

October 28, 2024
In the financial world, nothing is more critical than getting payments right. A simple error or untested integration can turn transactions into a logistical nightmare. In a global economy where...

Embedded Finance Finds New Use Cases From Gig Economy to Nonprofits

October 25, 2024
As we head into the fourth quarter of arguably the most innovative year in payments since the pandemic, the liberation of capital is emerging as the story of the year....

Quick Reads
Visa Invests in Four African FinTech Startups From Accelerator Program

November 06, 2024
Visa is injecting fresh funding into four startups that graduated from the first batch of its Visa Africa Fintech Accelerator program. The investments highlight Visa’s dedication to driving digital innovation within Africa, according to a Wednesday (Nov. 6) news release emailed to PYMNTS. In doing so, the payments giant aims to foster the development of […]

Green Dot Launches Brand Focused on Embedded Finance Capabilities

October 22, 2024
Green Dot has launched an embedded finance brand and platform of services called Arc by Green Dot. This new platform offers businesses a range of embedded finance capabilities, including banking-as-a-service...

Fifth Third Bancorp Sees 10% Jump in Commercial Payment Business

October 18, 2024
Fifth Third Bancorp continues to see positive results from its commercial payments operation. The Ohio-based lender reported third-quarter earnings Friday (Oct. 18) showing revenues from that business up 10% year...

Worldline and OPP Launch European Embedded Payments Partnership

October 09, 2024
Payments companies Worldline and OPP introduced an embedded payments solution for customers in Europe. The solution melds Worldline’s acquiring, acceptance expertise and point-of-sale capabilities with OPP’s specialized payment technology, letting...