Essential Spending news and trends

eCommerce Growth Tops Overall Retail Sales Even as Consumers Prioritize Everyday Spend
Economy // May 21, 2025

Consumers are tightening their grips on their wallets — digital ones and the ones kept in pockets and purses — and yet eCommerce sales still are showing momentum, though the gains are slowing. Get the Full Story Complete the form to unlock this article and...

BofA: Spending Growth Slowing Among All Income Groups
Consumer Insights // May 11, 2025

New research from Bank of America (BofA) shows consumer spending slowing for all income levels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Belt-Tightening Could Cost the US Economy $92 Billion This Year
Economy // April 27, 2025

Do the math. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications...

Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind
Retail // March 26, 2025

While the narrative of Amazon’s ascendance in discretionary spending and Walmart’s grip on grocery sales dominates the retail conversation, a closer examination of the latest PYMNTS Intelligence report, “Tale of Two Shoppers: Amazon for Discretionary Spending, Walmart for Groceries and Basics,” reveals nuanced shifts in...

Interviews & Exclusives
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars

June 18, 2025
High-income Americans are drowning in debt despite six-figure salaries. LendingClub’s CEO Scott Sanborn believes the solution isn’t more credit — it’s rewarding people for using the money they actually have. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

eCommerce Growth Tops Overall Retail Sales Even as Consumers Prioritize Everyday Spend

May 21, 2025
Consumers are tightening their grips on their wallets — digital ones and the ones kept in pockets and purses — and yet eCommerce sales still are showing momentum, though the...

Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind

March 26, 2025
While the narrative of Amazon’s ascendance in discretionary spending and Walmart’s grip on grocery sales dominates the retail conversation, a closer examination of the latest PYMNTS Intelligence report, “Tale of...

Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back

March 17, 2025
There’s increasing evidence that consumers are triaging their spending — picking and choosing where they will (or even can) allocate their money as tariffs and macro uncertainty cloud near-term economic...

Quick Reads
BofA: Spending Growth Slowing Among All Income Groups

May 11, 2025
New research from Bank of America (BofA) shows consumer spending slowing for all income levels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Mastercard: Housing Costs and Inflation Squeeze Consumer Spending

December 08, 2022
High inflation and interest rates are affecting groups in different ways.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...