Federal Reserve news and trends

FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up
Real-Time Payments // November 21, 2025

With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship Officer Shonda Clay calls its next phase: moving to mainstream awareness. Get the Full Story Complete the form to unlock...

FedNow Chief Credits Bank Feedback for Momentum
Real-Time Payments // November 12, 2025

Watch more: Need to Know: FedNow’s Nick Stanescu Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

CFPB Says It’s Been Barred From Drawing Federal Reserve Funds
CFPB // November 11, 2025

 The U.S. Consumer Financial Protection Bureau (CFPB) continues to operate, but its days could still be numbered. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

NY Fed Prez Warns Affordability Pressures Threaten Economy
Economy // November 09, 2025

A leading Federal Reserve official warns that problems of poorer Americans could threaten economic growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up

November 21, 2025
With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship Officer Shonda Clay calls its next phase: moving to mainstream awareness. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS […]

FedNow Chief Credits Bank Feedback for Momentum

November 12, 2025
Watch more: Need to Know: FedNow’s Nick Stanescu Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Households Pump the Brakes on Credit as Economic Uncertainty Looms

October 07, 2025
Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the Full Story Complete the form...

Consumer Spending Growth Slows to 4-Year Low

September 15, 2025
Every four months, the Federal Reserve releases its survey of household spending, offering a snapshot into where household budgets have been allocated and where paychecks are earmarked for future spending....

Quick Reads
Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks

November 26, 2025
Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with between $100 billion and $250 billion in assets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

CFPB Says It’s Been Barred From Drawing Federal Reserve Funds

November 11, 2025
 The U.S. Consumer Financial Protection Bureau (CFPB) continues to operate, but its days could still be numbered. Get the Full Story Complete the form to unlock this article and enjoy...

NY Fed Prez Warns Affordability Pressures Threaten Economy

November 09, 2025
A leading Federal Reserve official warns that problems of poorer Americans could threaten economic growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Fed Governor Says Stablecoin Demand Could Lower Interest Rates

November 09, 2025
Federal Reserve Governor Stephen Miran says rising stablecoin demand could lower U.S. interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...