Fico Score news and trends

Citigroup’s 3% Branded Card Spend Growth Driven by Higher FICO Consumers
Earnings // July 12, 2024

Citigroup’s earnings results showed a bit of bifurcation in consumer spending, as higher credit scoring individuals continue to use their cards and lower FICO consumers are falling behind a bit amid evidence of budget tightening. Get the Full Story Complete the form to unlock this...

Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
Credit Cards // December 18, 2023

Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumers’ Openness to Payment Options Drives Better Credit Scores
Payment Methods // December 05, 2022

Consumers willing to try something new at checkout could boost their credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

LendingClub President: FICO’s New Model Won’t Save A Credit Scoring ‘Dinosaur’
Consumer Finance // January 24, 2020

In lending, in determining whether credit is likely to be repaid by a borrower, the devil is in the details. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
LendingClub President: FICO’s New Model Won’t Save A Credit Scoring ‘Dinosaur’

January 24, 2020
In lending, in determining whether credit is likely to be repaid by a borrower, the devil is in the details. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]

Nav CEO On Breaking SMB Financing’s ‘Black Box’

February 18, 2019
Starting a business in the United States requires being courageous, someone who embraces the idea of success as a long shot. In fact, to be a successful entrepreneur, it is...

Consumer Credit: Privilege Or Entitlement?

August 25, 2017
There isn’t much that can be said about the “average” American credit user in 2017 because, as it turns out, there really isn’t one. According to market research provider Gallup’s...

FICO’s New Groove

March 14, 2017
About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other hand, have any idea what...

Quick Reads
Experian ‘Boost’ Improves FICO Scores Via Data

December 19, 2018
Experian has announced the launch of Experian Boost, a free online platform that allows consumers to potentially boost their credit scores in an instant. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]