Jim Colassano news and trends

New Attack Vectors Require Cyber Hygiene and End-User Education in Authentication War
Authentication // February 26, 2024

Today’s financial fraudsters are more sophisticated, more agile, and more online than ever. With payments increasingly moving to electronic channels — along with the gateways supporting their transfer and settlement — the need for robust authentication measures has never been more critical. “Authentication is an...

Instant Payments Have a Supply Problem, Not a Demand Problem
Real-Time Payments // December 22, 2023

Immediacy will always prove to be a winning concept — particularly within payments. Convenience, simplicity and security are three core pillars of today’s increasingly connected and digitized world. “A lot of consumers and businesses think they have instant payments today,” Jim Colassano, senior vice president...

Will FedNow’s July Launch Ignite Real-Time Payments in the US?
Faster Payments // March 17, 2023

The Federal Reserve’s FedNow real-time rail debut is imminent. Financial institutions (FIs) including banks and credit unions have been using services from Zelle to rails like the RTP Network from The Clearing House (TCH). Jim Colassano, SVP, RTP product management at The Clearing House; Meghan...

Twelve Stories That Shaped Real-Time Payments in 2022
Faster Payments // December 28, 2022

Real-time payments provide value because knowing exactly when a payment will be received cannot be overstated. This is especially true for those with tight cash flow when paying rent or bills. Minimizing financial anxiety is important for consumers and businesses, and real-time payments can provide...

Interviews & Exclusives
Embedded Finance’s Next Stop Is B2B Commerce

July 17, 2024
Wind the clock back just a few years, and online transactions were a disjointed experience. After filling a cart at a merchant’s site, upon checking out a user would be directed to another website to enter the same payment details. Cart abandonment inevitably followed. Enter embedded payments. As Jim Colassano, senior vice president, RTP, product […]

New Attack Vectors Require Cyber Hygiene and End-User Education in Authentication War

February 26, 2024
Today’s financial fraudsters are more sophisticated, more agile, and more online than ever. With payments increasingly moving to electronic channels — along with the gateways supporting their transfer and settlement...

Instant Payments Have a Supply Problem, Not a Demand Problem

December 22, 2023
Immediacy will always prove to be a winning concept — particularly within payments. Convenience, simplicity and security are three core pillars of today’s increasingly connected and digitized world. “A lot...

Will FedNow’s July Launch Ignite Real-Time Payments in the US?

March 17, 2023
The Federal Reserve’s FedNow real-time rail debut is imminent. Financial institutions (FIs) including banks and credit unions have been using services from Zelle to rails like the RTP Network from...

Quick Reads
As RTP Turns 5, Matching Experience to Expectation Is the Challenge

November 22, 2022
The customer experience encompasses all of the touch points that customers take advantage of when interacting with a company’s employees, assets or operations — including and especially the payment experience. By streamlining and modernizing their payment experience through digital tools and future-fit investments, companies can provide a better, more repeatable experience for their customers, for […]