Paidy news and trends

Buy Now Pay Later Provider Ranking Shows Little Movement
BNPL // March 14, 2023

Read now, understand now. It’s not an app but the Provider Ranking of Buy Now Pay Later Apps, where many players have settled into a groove. We love writing about this group of groundbreaking POS lenders, but when they don’t move much in the rankings, it...

BNPL App Provider Ranking Is Same Old Same Old — Until It’s Not
BNPL // October 25, 2022

There comes a time when new concepts settle into a groove, and while thrilling, they’re not really “new” anymore. We see this at work in the latest PYMNTS Provider Ranking of Buy Now, Pay Later apps, where a sort of calm has descended — on...

Buy Now, Pay Later App Provider Ranking Sees Two Competitors Maintain a Strong Lead
Mobile Applications // July 13, 2022

A perfect score and a 14-point lead are tough to beat, as proven by the leaders in the PYMNTS Provider Ranking of Buy Now, Pay Later Apps. As they were in the previous edition of this monthly scorecard, Affirm and Klarna are tied with each...

Buy Now, Pay Later Provider Ranking Sees Micro-Moves and a Gaggle of Gainers
Mobile Applications // April 29, 2022

It was such a good idea that people are now customizing the concept. We’ve got “fly now, pay later,” “try now, pay later,” and, for couples breaking up with bills remaining to pay off from that finished relationship, someone may eventually come up with “cry...

Interviews & Exclusives
Paidy CEO: Trust Is The Key To Advancing Japan’s Connected Economy

May 31, 2021
There is a tendency to associate cash-based consumers with developing economies and the world’s unbanked population. The cash-based customer, conventional wisdom goes, isn’t using cash from desire but from necessity, and offered something better by the transformative power of technology to digitize their funds, they will willingly jump at it. And while that pattern may […]

DATA: Millennials, Gen X Liked BNPL For Black Friday Clothing Purchases

December 03, 2020
New consumer data from PYMNTS shows 3.7 percent of Black Friday online shoppers used flexible buy now, pay later (BNPL) credit offers to pay for their purchases. The study also...

Paidy Founder Says Japanese Consumers Ready For New Take On Buy Now Pay Later

December 01, 2020
When it comes to the attitude about and usage of credit, not all countries are created equal. In fact, even within geographic areas certain countries have high cash volumes even...

Kicking The Cash Out Of Japanese eCommerce

April 15, 2020
In developed countries, the notion of cash on delivery – COD – is a payments relic borne out of the days of mail order purchases made by phone for which...

Quick Reads
PayPal Closes $2.7B Acquisition Deal For Japan’s Paidy

September 08, 2021
PayPal is acquiring Japan’s buy now, pay later (BNPL) payments platform Paidy for ¥300 billion (about $2.7 billion) in a mostly-cash deal. The tie-up builds on PayPal’s payments capabilities in Japan, which is the world’s third-biggest eCommerce market, according to a press release on Wednesday (Sept. 8). Peter Kenevan, vice president and head of Japan […]

Japanese FinTech Paidy Rides BNPL Popularity, May File IPO This Year

August 29, 2021
Japanese fintech Paidy, working in the buy now, pay later (BNPL) field, is considering going public, a report from Financial Times (FT) says. BNPL has become a worldwide crowded market...

Japan’s BNPL Platform Paidy Launches New Shopping App

July 27, 2021
Japan’s buy now, pay later (BNPL) firm Paidy is rolling out a new discovery app to help users find what they want from thousands of digital retailers. Founder and Executive...

Japan’s BNPL Startup Paidy Teams With PayPal For Digital Wallet Link-Up

April 16, 2021
Paidy, Japan’s biggest buy now, pay later (BNPL) startup, has rolled out a new solution — Paidy Link — that instantly connects account holders to their digital wallets. Russell Cummer,...