Digital Banking news and trends

40.9% of Digital Bank Users Choose Wallets at Retail

July 23, 2026
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Revolut Continues Global Expansion With Australian Banking License
Banking // July 21, 2026

Revolut has received a banking license from Australia’s financial regulator. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Chime Expands Banking App to Include Investment Services
Banking // July 20, 2026

Banking app Chime says it now offers its members an investment option. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Lumin Digital Raises $115 Million to Continue Expansion Beyond Digital Banking
Investments // July 15, 2026

Lumin Digital has raised $115 million in new capital to further the expansion of its unified digital banking platform into a Compounding Growth Platform for banks and credit unions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Dimon Says AI Will Make Banking Better and Tougher
Earnings // July 14, 2026

It’s all about the consumer and artificial intelligence, even on a day when five big banks were tracking record-setting earnings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
40.9% of Digital Bank Users Choose Wallets at Retail

July 23, 2026
Digital bank customers are turning the mobile wallet from a convenience into their default way to pay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

The Credit Union Growth Play That Isn’t About Getting Bigger

June 10, 2026
As consumers increasingly expect banking relationships to combine specialized expertise with digital convenience, financial institutions face a difficult question: how can they preserve the distinct communities that built their franchises...

Banks Use Apps to Push Cards Top of the Wallet

May 18, 2026
The bank app is no longer just a utility for checking balances or paying bills. Increasingly, it is becoming the control center for customer engagement, rewards visibility, spending management and...

More Than 4 in 10 Digital Bank Users Prefer Wallets Over Cards

May 18, 2026
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers lean into digital wallets and...

Quick Reads
Revolut Continues Global Expansion With Australian Banking License

July 21, 2026
Revolut has received a banking license from Australia’s financial regulator. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Chime Expands Banking App to Include Investment Services

July 20, 2026
Banking app Chime says it now offers its members an investment option. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Lumin Digital Raises $115 Million to Continue Expansion Beyond Digital Banking

July 15, 2026
Lumin Digital has raised $115 million in new capital to further the expansion of its unified digital banking platform into a Compounding Growth Platform for banks and credit unions. Get...

Visa Readies AI Financial Assistant for Banking Apps

July 14, 2026
Visa will soon begin piloting an AI Financial Assistant that financial institutions will be able to add to their banking apps to offer artificial intelligence-powered conversational financial guidance to cardholders....