Rtp news and trends

FedNow Increases Transaction Limit to $10 Million 
Real-Time Payments // September 09, 2025

The Federal Reserve’s instant payment system is increasing its transaction limit amid growing commercial demand. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

58% of US Banks Use Both RTP and FedNow for Instant Payments
Real-Time Payments // June 27, 2025

Financial institutions are rapidly abandoning the notion of picking a single lane in the real-time payments highway, instead opting for a dual-track approach to meet evolving consumer and business demands. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Glossary Cuts Through Jargon About Account-to-Account Payments
Payment Methods // June 02, 2025

A burst of announcements, from Visa’s “buyer-protected” account-to-account (A2A) service in the U.K. to fresh funding for variable recurring payments, has pushed bank-to-bank transfers back onto corporate agendas. Yet the vocabulary can feel like alphabet soup. Below is a glossary that puts the main terms...

Tight Business Cases Accelerate Credit Unions’ Shift to Real-Time Payments
Real-Time Payments // May 29, 2025

Executives at financial institutions large and small know that faster payments are becoming a part of their strategic and competitive roadmaps. If they don’t offer instant fund flows, retail and commercial clients will vote with their feet and move their accounts to a competitor. Get...

Interviews & Exclusives
Glossary Cuts Through Jargon About Account-to-Account Payments

June 02, 2025
A burst of announcements, from Visa’s “buyer-protected” account-to-account (A2A) service in the U.K. to fresh funding for variable recurring payments, has pushed bank-to-bank transfers back onto corporate agendas. Yet the vocabulary can feel like alphabet soup. Below is a glossary that puts the main terms in context, shows how they differ and notes where each […]

Tight Business Cases Accelerate Credit Unions’ Shift to Real-Time Payments

May 29, 2025
Executives at financial institutions large and small know that faster payments are becoming a part of their strategic and competitive roadmaps. If they don’t offer instant fund flows, retail and...

Real-Time Economy Reshapes Payment Strategies for Merchants and Banks

May 21, 2025
Real-time payments are no longer a future prospect or an experimental innovation; they are the present reality and a fundamental expectation. Get the Full Story Complete the form to unlock...

Bank of America Says Real-Time Payments Connect Businesses to Working Capital

March 17, 2025
The Clearing House’s RTP network launched in 2017. The FedNow Service, the central bank’s foray into real-time payments, debuted in the summer 2023. And yet real-time payments — while getting...

Quick Reads
TCH Expands Token Service for RTP as Banks Step Up Adoption

October 20, 2025
The Clearing House says it is seeing wider adoption of its bank account tokenization solution. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

FedNow Increases Transaction Limit to $10 Million 

September 09, 2025
The Federal Reserve’s instant payment system is increasing its transaction limit amid growing commercial demand. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

RTP Network Hits 1 Billion Payments 18 Months After 500 Million Mark

February 03, 2025
It took the RTP® network more than five years to surpass 500 million instant payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

The Clearing House Spikes Individual Transaction Limit to $10 Million

December 04, 2024
The Clearing House plans to raise its instant payment network’s individual transaction limit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...