The Data Point news and trends

21% of Consumers Turn to Remote Urgent Care
Healthcare // November 19, 2025

A surge in remote medical visits and health-tracking tools is reshaping how Americans navigate the healthcare system, yet the most striking finding in new research is not about telehealth adoption. It is the widening gap between how smoothly consumers receive care and how difficult it...

60% of Debit Cardholders Turn Direct Deposit Into Loyalty
Loyalty & Rewards // November 07, 2025

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on the other side of the ledger: debit. Get the Full Story Complete the form to unlock this article and enjoy...

Nearly 60% of Companies Struggle With Bot Fraud
Digital Identity // November 05, 2025

In the age of AI agents and synthetic identities, the biggest risk to corporate security may be complacency. Most firms think their digital identity systems are working, and that misplaced confidence is costing them real money. Get the Full Story Complete the form to unlock...

63% of Cardholders Don’t Understand Credit Limit Decisions
Credit Cards // November 03, 2025

Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that the real risk to issuers may lie not in lending decisions themselves — but in how those decisions are explained....

Interviews & Exclusives
21% of Consumers Turn to Remote Urgent Care

November 19, 2025
A surge in remote medical visits and health-tracking tools is reshaping how Americans navigate the healthcare system, yet the most striking finding in new research is not about telehealth adoption. It is the widening gap between how smoothly consumers receive care and how difficult it remains for many to pay for it. Get the Full […]

60% of Debit Cardholders Turn Direct Deposit Into Loyalty

November 07, 2025
For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on the other side of the...

Nearly 60% of Companies Struggle With Bot Fraud

November 05, 2025
In the age of AI agents and synthetic identities, the biggest risk to corporate security may be complacency. Most firms think their digital identity systems are working, and that misplaced...

63% of Cardholders Don’t Understand Credit Limit Decisions

November 03, 2025
Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that the real risk to issuers...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...