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A new survey says that U.S. consumers are tired of seeing their creditworthiness, or lack thereof, determined by outdated methods. Is the industry prepared to respond?
Retailers are prime targets for cybercrime. But tokenization can offer these firms a way to protect data — and crucially, brands — if companies go about embracing the payments technology the right way, according to a new white paper.
Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up in tandem with the “Big Three” credit reporting agencies.
