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PYMNTS Data Lab
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Cryptocurrency
Citi and PYMNTS Launch the Stable State Podcast: Straight Talk on Stablecoins and Digital Assets
Back-office
20th Century Payments Are Crippling Modern Media’s Growth
Buy Now Pay Later
18% of Gen Z Turn to BNPL as Credit Plays a Smaller Role
Artificial Intelligence
When AI Agents Go Shopping, Payments Shift to the Start of the Journey
Big Tech
Economics Professor Says Big Tech Consolidation Drives Efficiency
Economy
Why Gen Z’s Dependence on Hourly Wages Is a Problem
News & Trends
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Featured Insights
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor
Credit Card Installments Outrun BNPL in Summer Travel Surge
Economic Pressures Split the Generations as Each Rethinks the Basics
Antitrust & Competition Policy
US Sets New Rules for Patents Involving AI
California Regulators Are Turning Consumer Privacy Act Into Broad TechReg Regime
US Commerce Secretary Urges EU to Dial Back Digital Rules Targeting American Tech
Lawmakers Introduce Legislation to Block Collusive Rental Pricing Software
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
DeepSeek 'Integrates Thinking' Into New AI Models
S&P Turns to Amazon to Bring AI Agents to Customers
Investors Renew Funding for Core AI Capabilities
Cyber Monday Spending Forecast to Climb 6% With AI's Help
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Editor's Picks
Lawmakers Propose Support Measures to Help Main Street Adopt AI
OpenAI Launches Faster GPT-5.1 and Tests Group Chats
SEC Redraws Crypto Map as Tokens Break Free of Securities Rules
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Data Point
Only 36 Percent of Gig Platforms Make Payouts Instant
21% of Consumers Turn to Remote Urgent Care
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
Nearly 60% of Companies Struggle With Bot Fraud
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B2B PAYMENTS
Economics Professor Says Big Tech Consolidation Drives Efficiency
S&P Turns to Amazon to Bring AI Agents to Customers
This Time Last Year: How 2025 Reshaped the AP/AR Innovation Cycle
Payments Firm Sokin Valued at $300 Million After New Funding
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RETAIL
When AI Agents Go Shopping, Payments Shift to the Start of the Journey
FIS Says ‘Smart Basket’ Helps Issuers Compete for Everyday Spend
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Yes, You Can Finance a Near-Orbit Ticket From Your Smartphone
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Grocery
GrubMarket Acquires Procurant to Bolster Fresh Food Supply Chains
Ahold Delhaize Completes Rollout of eCommerce Platform by Adding Hannaford Brand
Airbnb Experiments With Instacart Grocery Deliveries to Guests
Consumers Keep Filling Carts as Instacart Expands Its Grocery Tech Reach
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Restaurants
Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
Paycheck-to-Paycheck Strain Sharpens Retail and QSR Spending Gap
QSRs Turn to AI to Drive Efficiency, Personalization and Predictive Operations
McDonald’s Tells Operators That Consumers Increasingly Seek Value
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Healthcare
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor
Luma Bets on AI Sending Pen-and-Paper Healthcare to the Recycling Bin
$828 Million in Healthcare Savings Points to Low-Code Adoption
CharmHealth Adds AI-Driven Automation and Integrated Payment Solutions to Medical Billing Platform
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Citi and PYMNTS Launch the Stable State Podcast: Straight Talk on Stablecoins and Digital Assets
When AI Agents Go Shopping, Payments Shift to the Start of the Journey
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Boston Rebuilds Payments to Simplify Municipal Money Flows
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Mobile Technology: Powering the Digital Generation
Mobile Technology: A Catalyst for Modern Innovation
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Karen Webster
artificial intelligence
The Creative Destruction and Rebuild of the Payments Business Model
The Labor Economy Becomes the Innovation Economy
Why 30 Million US Consumers No Longer Search.
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How Time Became the Next Great Asset Class
Gen AI: The Technology That Broke the Adoption Curve
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Next-Gen AP Automation
Smarter Spend: AI-Powered AP for Data-Based Decision-Making
Business at Risk: How Credit Unions Can Attract—and Keep—SMB Members
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AI-Driven Accounts Payable: Elevating AP From Cost Center to Strategic Asset
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Studies
PYMNTS Data Lab
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor
Credit Card Installments Outrun BNPL in Summer Travel Surge
Economic Pressures Split the Generations as Each Rethinks the Basics
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Regulations
Big Tech
Economics Professor Says Big Tech Consolidation Drives Efficiency
FinCEN Urges Money Services to Be Extra Vigilant in Cross-Border Remittances
Ripple’s RLUSD Stablecoin Gains Approval From Abu Dhabi Regulator
EU Wants PSPs and Online Platforms to Cover Fraud Losses
FDIC Terminates AML Consent Orders Against Two Banks
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Connected Economy
Connected Economy
CHNGNetwork: Where the Next Version of the Economy Is Being Written
The Prompt Economy Has Arrived. Now Comes the Hard Part
i2c Certified by Visa as First Global Issuer Processor for Click to Pay
JPMorgan, Citi Lead 1.9% CE 100 Gain With Tokenization Push
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SMB
Retail
Tariffs Bring Small Businesses Tough Choices for the Holidays
Optimism Rises Among Small Businesses Despite Persistent Financial Pressures
US Business Activity Boosted by End of Government Shutdown
Extend Enables More Credit Cards to Connect to Expense Management Platform
Small Business Credit Race Shifts From Approvals to Value-Added Services
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Markets
Consumer Insights
Retailers Lean on Digital as Cost Pressures Rewrite Q3
How Google Dodged the AI Search Collapse
Upbit Considers IPO on Nasdaq Upon Completion of Merger With Naver
Paycheck-to-Paycheck Strain Sharpens Retail and QSR Spending Gap
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Cryptocurrency
Cryptocurrency
Citi and PYMNTS Launch the Stable State Podcast: Straight Talk on Stablecoins and Digital Assets
Stablecoin Firm First Digital Plans SPAC Market Listing
Sony Bank Plans to Launch Stablecoin in US
Bitcoin Slips Below $86K Amid Concerns About ‘Meager’ Inflows
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Banking
Payments Innovation
Digital Brands Turn Embedded Finance Into a Growth Lever
FDIC Terminates AML Consent Orders Against Two Banks
Fake Sellers Trap Shoppers Racing for Holiday Deals
Crypto Pushes Yield Boundaries With GENIUS Act Stalled
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
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