For cross-border service providers, the challenge is not just getting the infrastructure up and running, but also getting payers and payees on board to adopt their technology. Doing that fast and on budget no longer requires hiring an army of programmers, but tapping into APIs...
Old and new tech are both coming into play in B2B API. The ever-changing value of bitcoin has been making headlines, and delivering and dashing investors’ dreams along the way. And recently, B2B API players have been tuned in, paying close attention to the cryptocurrency’s rising and...
APIs are more than an easy way for developers to access web services — they are the connective tissue that brings banks and FinTechs together. In the December PYMNTS B2B API Tracker™, a FI.SPAN collaboration, Tom Eck, IBM’s chief technology officer, discusses the growth of...
The emergence of APIs is doing more than just changing the way banks and FinTechs operate. It’s forcing them to create new marketplaces and ecosystems where innovations are traded and, in the process, upending the traditional rules of the financial services market. With the market...
It seems time to bring B2B collaboration into the fast lane, with help from the blockchain, says Hyperledger’s Executive Director Brian Behlendorf. In the latest PYMNTS.com B2B API Tracker™, a FI.SPAN collaboration, Behlendorf explains how and why companies from car dealers to financial institutions use...
Today, companies large and small are investing resources into using blockchain and distributed ledger technologies, in what some may later view as the golden age of blockchain development. Interestingly, many of these investments are made with the aim of moving B2B operations for companies, from...
Finding a recently purchased item available for a cheaper price can bring on a sudden case of post-purchase depression. But customers increasingly have options to reclaim savings in the post-purchase market. In the October B2B API Tracker™, a FI.SPAN collaboration, PYMNTS speaks with Earny co-founder...
Based on the activity of the past few weeks, it seems API-based solutions are becoming more at home on mobile devices as various companies launched several app-based solutions to expedite cash flows in different global markets. These developments could offer help to consumers, executives, entrepreneurs...
Existential threat or opportunity? Open banking need not be the great disintermediator of traditional banking, at least for Canada. In the latest Topic TBD, Debbie Gamble, vice president of Digital Products and Platforms at Canada’s domestic debit network, Interac, tells Karen Webster that collaboration and...