Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
MoneyLion has introduced a membership program designed to help consumers earn more from their paychecks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which credit card they received and how aggressively they were marketed new financial products. Get the Full Story Complete the form...
The emergency fund used to sit in a savings account, earned modest interest, and waited for the water heater to fail or the transmission to give out. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
For a generation raised on smartphones, Gen Z has embraced a budgeting habit their grandparents would recognize instantly: cash stuffing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial lives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Loan repayment histories, credit card balances and outstanding obligations have traditionally shaped most underwriting decisions. That approach is beginning to widen as lenders search for stronger evidence of how consumers manage money between borrowing events. Get the Full Story Complete the form to unlock this...
