Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Consumer Finance
Klarna Expands App Features With Money Wellness Partnership
July 03, 2026

Klarna users can now access a free financial health check delivered by financial well-being provider Money Wellness through the Klarna app. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Finance
Two in Three Consumers Need More Than a Job to Feel Secure
July 02, 2026

A steady job still gives many consumers confidence, but the latest data shows that confidence alone is no longer enough to keep financial resilience intact. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Finance
Visa Says Online Deal Hunting Sustains Consumers’ Discretionary Spending
June 30, 2026

Consumers around the world are continuing to make discretionary purchases despite rising prices, according to Visa. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Finance
Agentic Credit Helps Banks See Stability Behind Uneven Income
June 29, 2026

For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce dramatically different paychecks from one week to the next. Get the Full Story Complete the...

Consumer Finance
Auto Refinancing Volume Doubles as Fed Cuts Rates
June 28, 2026

The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall Street Journal (WSJ) reported Wednesday (June 24). Get the Full Story Complete the form to unlock this article and enjoy...

Consumer Finance
The Data Behind Why Sentiment Misses the Spending Story
June 24, 2026

The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to keep moving. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Consumer Finance
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
June 23, 2026

A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only through a risk lens is adapting its payment habits in practical ways. Get the Full...

Consumer Finance
Banks and FinTechs Race to Own the Labor Economy Paycheck Gap
June 22, 2026

The old assumption in consumer finance is that when households run short, they turn to their bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Consumer Finance
Consumers Put Priorities Ahead of Price Anxiety
June 19, 2026

As summer begins in the midst of this long holiday weekend kicked off by Juneteenth, the consumer spending outlook appears to contain a contradiction. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...