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Nearly 20% of U.S. consumers who acquired durable goods over the past 12 months did so using lease-to-own programs, PYMNTS research found. While those 34 million consumers tended to have fewer credit cards and lower credit scores, they also had access to personal loans, home...
Data tells a story — and depending on where you look, different data sets tell different stories. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
Money app UNest, which helps parents invest in and save for their children’s future financial needs, announced in a Tuesday (Sept. 14) press release that it’s now integrated with PayPal on a program that will allow UNest members to put money into their kids’ investment...
The paycheck-to-paycheck economy reaches far and wide, as a growing number of individuals and families across the U.S. struggle mightily to make ends meet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
There can be a wide gap between perception and reality – in all facets of life, but especially when it comes to credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
With new PYMNTS data showing 60 percent of U.S. millennials currently living paycheck to paycheck, it could be argued that this oft-analyzed demographic is badly in need of some financial planning and education. Get the Full Story Complete the form to unlock this article and...
Unlike in the classic tune, summertime doesn’t necessarily mean that the living is easy. Just ask the millions of Americans living paycheck to paycheck. Case in point: the August edition of Reality Check: The Paycheck-To-Paycheck Report, a LendingClub collaboration, for which PYMNTS surveyed more than...
Good news for recovery watchers: the average consumer is exiting the pandemic period demonstrably more financially stable than when it started a little over a year and a half ago. According to forthcoming PYMNTS data, 50 percent of consumers would be able to pay an...