The ledger is a cornerstone of finance and money movement, a system of tracking fund flows that dates back over centuries. All manner of information has been lodged within those lined paper books and the 20th century moves to spreadsheets, ranging from debits and credits...
Direct-to-consumer offers have long been a mainstay of finance. But embedded finance is reshaping what it means for banks, businesses and FinTechs to interact, in real time, with customers, generating new revenue and giving end users a broad range of payments options that fit their...
Two months into 2025, the business definition of a FinTech is becoming fluid, broadening in ways that scarcely would have been imaginable a short time ago. Companies in the sector have been reexamining their go-to-market strategies amid a changing regulatory environment and shifting expectations among...
PYMNTS conducts thousands of interviews a year, some with the usual suspects of banks, card networks and FinTechs that define the financial services space, and some that get a bit outside of that strike zone. Here, we find innovative artificial intelligence companies, retailers and other...
It seems like everything is moving to the cloud — from data to infrastructure — as companies seek to cut costs and scale their operations. In financial services, that means bringing new products and payments to new markets and users as new ecosystems take shape,...
Duncan Wardle has a question about your company. Actually, he has a lot of them, but perhaps this one is the most consequential: Are you a “no, because” company or a “yes, and” company? Because the difference between the two for the man who spent...
The Royal Swedish Academy of Sciences on Wednesday (Oct. 9) awarded the Nobel Prize in Chemistry to three scientists whose work in computational protein design and structure prediction could lead to breakthroughs in drug development, materials science and biotechnology. David Baker of the University of...
Think back to an old episode of the hit show “Homeland,” the mini-series that seemed to put main character CIA agent Carrie Mathison (Claire Danes) constantly navigating an intricate plan to stave off the threat of full-scale annihilation by terrorists — but grappling with newfound...
Digital transformation without a clear strategy is like setting sail without a destination. Most projects sink before they reach the shore. Seventy percent of digital transformation projects fail to achieve their desired outcomes. “Digital transformation is a pretty big statement,” EvonSys CEO Arun MS told...
