Buy Now, Pay Later: The Financial Self-Care Revolution Report

Report: Financially Underserved Consumers 3X More Likely To Use BNPL Options At Checkout Twenty-nine million adult U.S. consumers have used buy now, pay later (BNPL) for online retail purchases within the past year — and almost one-quarter of those did so to manage their spend and build their credit scores. In Buy Now, Pay Later: The Financial Self-Care Revolution Report, a PYMNTS and Sezzle collaboration, PYMNTS surveys 7,024 U.S. consumers and found that these financially underserved consumers are three times more likely to use BNPL at checkout and spend more with those merchants when they do.
Inside the July Report:
  • 64 percent: Share of consumers of one BNPL provider who trust the platform more than a bank
  • 54 percent: Portion of financially "worry-free" shoppers who are aware of BNPL options
  • 14 percent: Share of all online shoppers who have used BNPL
 

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