New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition

Study: 15M US Consumers Won't Shop for Holiday Gifts This Year  

Lingering inflation and a looming recession are set to keep millions of financially strained consumers on the shopping sidelines this season, according to a survey of 3,462 consumers for “New Reality Check: The Paycheck-To-Paycheck Report,” a collaboration with LendingClub.
Inside the November Report
  • 40%: Share of consumers not living paycheck to paycheck in October
  • 42%: Average share of purchases bridge millennials, millennials and Gen Z consumers plan to finance this holiday season
  • 87%: Share of consumers who prefer to use credit cards for their 2022 holiday shopping and pay the balance off over time

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    The Paycheck-to-Paycheck Report

    New Reality Check: The Paycheck-to-Paycheck Report: The Credit Card Use Deep Dive Edition
    New Reality Check: The Paycheck-to-Paycheck Report: The Holiday Shopping Deep Dive Edition
    New Reality Check: The Paycheck-to-Paycheck Report: The Savings Deep Dive Edition
    New Reality Check: The Paycheck-to-Paycheck Report: The Seasonal Financial Distress Deep Dive Edition
    The Nonessential Spending Deep Dive Edition
    Household Finances Deep Dive Edition
    The Emergency Spending Deep Dive Edition
    The Regional Divide Edition
    The Generational Deep Dive Edition
    The Supplemental Income Edition
    The Debt and Credit Deep Dive Edition
    The Economic Outlook and Sentiment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: 2022 Year In Review
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Goals Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Employment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Inflation Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Emergency Spending Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Consumer Savings Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Distress Factors Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Credit Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide
    New Reality Check: The Paycheck-To-Paycheck Report: The Wealth Divide
    New Reality Check: The Paycheck-To-Paycheck Report: The Generational Divide Edition
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