Report: How Offering Store Cards And BNPL At Checkout Helps Merchants Maximize Conversion

The Truth About BNPL And Store Cards

Shoppers who have store cards use them for 87% of all eligible purchases — but this doesn’t mean retailers should boot buy now, pay later (BNPL) options from checkout. The Truth About BNPL And Store Cards, a PYMNTS and PayPal collaboration, surveys 2,161 consumers to find out why providing both BNPL and store cards are key to helping merchants maximize conversion.

Inside the March Report
  • 87%: Share of eligible purchases that store card holders make using store cards
  • 42%: Portion of store card holders who pay via store card because it earns them more rewards
  • 78%: Share of consumers who believe BNPL options allow them to make larger purchases

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