APIs

Rule 1033 Explained: How the CFPB’s Data Sharing Standards Could Reshape Banking
Rule 1033 Explained: How the CFPB’s Data Sharing Standards Could Reshape Banking
November 05, 2024  |  Regulation

The Consumer Financial Protection Bureau’s finalized rule on data sharing has its share of supporters and detractors. Those in favor of the new mandates —...

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Bank of America: Gateways Become Cash Flow Engines for Merchants
Bank of America: Gateways Become Cash Flow Engines for Merchants
November 01, 2024  |  Payments Innovation

Payment gateways might be thought of as the workhorses of fund flows, whether it’s for B2B or consumer-facing transactions. It’s the technology that gets payment...

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Global Growth and Painless Payments Headline This Week in B2B
Global Growth and Painless Payments Headline This Week in B2B
October 24, 2024  |  B2B Payments

As the monthlong B2B Payments: Outlook 2030 event has revealed, the future of B2B payments is fast, global and all about innovation. Still, uncertainty remains...

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How Open Banking is Enabling Better Embedded Finance Customer Experiences
How Open Banking is Enabling Better Embedded Finance Customer Experiences
October 24, 2024  |  Financial Inclusion

As one of the hottest trends in payments, embedded finance has emerged as a compelling credit proposition for consumers and businesses. The execution demands an...

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Bank of America: Businesses Adopt APIs to Accelerate Data Reporting and Payments
Bank of America: Businesses Adopt APIs to Accelerate Data Reporting and Payments
October 22, 2024  |  API

A growing number of business clients and network participants are using Bank of America application programming interfaces (APIs) to enable payment transactions and other capabilities....

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Healthcare Sector Leads Drive Toward the ‘Embedded Everything’ Economy
Healthcare Sector Leads Drive Toward the ‘Embedded Everything’ Economy
October 21, 2024  |  Connected Economy

Embedded finance, and in particular lending, is finding its way into various URL, app and brick-and-mortar settings these days, and is also rendered at the...

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Open Banking’s Moment of Truth: How Will Section 1033 Change the Game?
Open Banking’s Moment of Truth: How Will Section 1033 Change the Game?
October 16, 2024  |  Bank Regulation

You’ve heard of the October surprise. The term applies to politics, to a bombshell or report that upends a race. And sometimes the event brings...

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Candescent’s Brown: Credit Unions Need Human Touch to Attract Gen Z
Candescent’s Brown: Credit Unions Need Human Touch to Attract Gen Z
October 09, 2024  |  Banking

For all banks — but especially for small banks and credit unions — capturing the hearts, minds and wallet share of younger generations is more...

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Lenders Must Overcome Application Friction to Grow Embedded Lending Share
Lenders Must Overcome Application Friction to Grow Embedded Lending Share
October 09, 2024  |  Payments Innovation

Embedded lending is all about the future of credit. As such, it has opportunities and challenges, even in developed markets like the United States. The...

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