bank regulation

FDIC Looks To Modernize Bank Reporting
FDIC Looks To Modernize Bank Reporting
June 28, 2020  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC) is considering nixing its quarterly reports of banks in an attempt to modernize the way data is handled. The...

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Fixing Banks’ AML Achilles’ Heel — Before The Fraudsters Pounce
Fixing Banks’ AML Achilles’ Heel — Before The Fraudsters Pounce
June 17, 2020  |  AML

In financial fraud, the breaches come when bank standards are lax. Australian bank Westpac Banking Corp. may stand as Exhibit A here. According to a...

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Deep Dive: COVID-19’s Global Impact On Open Banking And Online Privacy Regulations
Deep Dive: COVID-19’s Global Impact On Open Banking And Online Privacy Regulations
June 09, 2020  |  Bank Regulation

The EU enacted open banking rules in 2018, inspiring regulators worldwide to reconsider how they were transacting funds or transmitting data. The two years since...

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UK Finance On How COVID-19-Related SCA Shifts Are Changing The Payments Landscape
UK Finance On How COVID-19-Related SCA Shifts Are Changing The Payments Landscape
June 08, 2020  |  Bank Regulation

The pandemic has thrown daily operations for merchants in the EU and the U.K. into flux. Retailers have had to swiftly adapt to markets where...

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The EU’s COVID-19 Contactless Limit — Too Little, Too Late?
The EU’s COVID-19 Contactless Limit — Too Little, Too Late?
June 05, 2020  |  Bank Regulation

Financial institutions (FIs) in the European Union (EU) and the United Kingdom are still thinking positively about open banking even as the COVID-19 pandemic creates...

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Deep Dive: Asia-Pacific Countries Gear Up For Open Banking Despite COVID-19-Related Hurdles
Deep Dive: Asia-Pacific Countries Gear Up For Open Banking Despite COVID-19-Related Hurdles
May 04, 2020  |  Regulation

The COVID-19 pandemic may have stalled open banking developments, but 2020 is still shaping up to be a crucial year for such sharing and privacy...

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Why APIs, Privacy Are Key To Open Banking Innovation
Why APIs, Privacy Are Key To Open Banking Innovation
May 01, 2020  |  Regulation

Asia-Pacific bank regulators have been crafting their own open-banking initiatives even since Europe rolled out similar rules in 2018. Their goal — follow the European...

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Deep Dive: How US Data Regulation Fragmentation Is Affecting Merchants, Consumers
Deep Dive: How US Data Regulation Fragmentation Is Affecting Merchants, Consumers
March 31, 2020  |  Regulation

Devising open banking laws that adequately respond to shifting privacy needs and satisfy both businesses and consumers is difficult. U.S. legislators in several states are...

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Fed Promises Flow Of Credit To Homes And Businesses
Fed Promises Flow Of Credit To Homes And Businesses
March 16, 2020  |  Bank Regulation

The U.S. Federal Reserve has announced that it’s prepared to use its “full range of tools” to help households and businesses and stay on top...

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