A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. These “credit card outsiders” encompass...
For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...
FinTech company P2P partnered with FinTech and embedded finance firm Mbanq to launch a digital finance platform for Brazilians in the United States. The P2P...
FirstRand Group, the largest financial institution by market capitalization in Africa, said Wednesday (Feb. 5) that it will adopt Fiserv’s cloud-based banking platform, Finxact. Finxact...
Banco Santander credited its technology platforms with helping it achieve record results in 2024. “As one of the largest retail and consumer banks in the...
The New York towns of Neversink and Denning have been approved as a Banking Development District (BDD), a designation that is meant to support access to...
Innovation and collaboration lead to new ways to meet credit union needs, Velera Chief Service Officer Dean Young writes in a new PYMNTS eBook, “The Innovation Mindset:...
The Federal Deposit Insurance Corporation (FDIC) rated three banks “outstanding” in its latest monthly list of banks examined for Community Reinvestment Act (CRA) compliance. The remainder of...
The digital shift that started during the pandemic sent consumers toward social media platforms for online shopping, which are considered card-not-present transactions. It continues today....