banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

AI’s Move From Banking Back Offices to Balance Sheets Warrants Caution
AI’s Move From Banking Back Offices to Balance Sheets Warrants Caution
October 20, 2025  |  artificial intelligence

Technology and data are changing the face of credit and in particular, the underwriting of that credit. AI is proving to be, and will continue...

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Banks Face a Now-or-Never Moment on Real-Time Account Funding
Banks Face a Now-or-Never Moment on Real-Time Account Funding
October 20, 2025  |  Banking

Watch more: The Right Time for Real-Time Account Funding Is Now Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Banco Sabadell Shareholders Reject BBVA’s Takeover Bid, Ending 18-Month Effort
Banco Sabadell Shareholders Reject BBVA’s Takeover Bid, Ending 18-Month Effort
October 17, 2025  |  Banking

BBVA’s hostile bid to take over fellow Spanish bank Banco Sabadell has ended after 18 months. Get the Full Story Complete the form to unlock...

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Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
October 17, 2025  |  Consumer Payments

“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces shaping consumer trust, confidence and conversion in...

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Banks Prepare to Sell Debt Associated With Apax Acquisition of Finastra Unit
Banks Prepare to Sell Debt Associated With Apax Acquisition of Finastra Unit
October 16, 2025  |  Acquisitions

Banks are reportedly preparing to sell $1.2 billion of debt associated with Apax Partners’ acquisition of Finastra’s treasury and capital markets business. Get the Full...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
October 15, 2025  |  Loans

Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data...

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Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
October 14, 2025  |  Bank Regulation

A little over four months after the removal of an asset cap that had been imposed by the Federal Reserve, Wells Fargo aims to shift...

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Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
October 14, 2025  |  Real-Time Payments

The Federal Reserve is closing the gap between business hours and real-time money movement. It will just take a while to get it done. Get...

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