Banks

Banking, Credit Cards, Home Loans & Auto Loans. Personal. Small Business. Wealth Management is just some of the main things a Bank will offer in terms of services.

OCC Cites 4 Regional Banks for ‘Unsafe or Unsound’ Practices
OCC Cites 4 Regional Banks for ‘Unsafe or Unsound’ Practices
October 18, 2024  |  Bank Regulation

The OCC has released enforcement actions against national banks accused of “unsafe or unsound” practices. The Office of the Comptroller of the Currency (OCC) said it “uses enforcement...

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Nasdaq Turns to AI to Improve Bank and Insurance Risk Assessment
Nasdaq Turns to AI to Improve Bank and Insurance Risk Assessment
October 17, 2024  |  artificial intelligence

Nasdaq has introduced technology to calculate investment portfolio risk using machine learning. The new functionality, announced Thursday (Oct. 17), will be woven into Nasdaq’s Calypso platform, used by...

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Regional Banks Report Credit Quality Remained Strong in Q3
Regional Banks Report Credit Quality Remained Strong in Q3
October 17, 2024  |  Earnings

Four regional banks said Thursday (Oct. 17) that credit quality remained strong in the third quarter, while reporting mixed results in terms of growth in...

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Balance Sheet Optimization, Expense Discipline, Digital Growth Define Truist’s Quarter
Balance Sheet Optimization, Expense Discipline, Digital Growth Define Truist’s Quarter
October 17, 2024  |  Earnings

After weathering volatility in recent years, banks can now deploy excess capital, signaling confidence in their long-term growth prospects. That was the story shared by...

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Why ‘Good Enough’ Isn’t Winning Banks’ Fight Against Fraud
Why ‘Good Enough’ Isn’t Winning Banks’ Fight Against Fraud
October 17, 2024  |  Security & Fraud

How do you deal with an entity that is so malicious it will use a natural disaster to commit cybercrimes? It’s happening in the wake...

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Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
October 17, 2024  |  Digital Payments

  Pay by bank is a new payment method that is carving out a niche in the consumer payments space. Incentives may be the hook...

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Navigating AI Compliance: How Global Banks Balance Innovation and Regulation
Navigating AI Compliance: How Global Banks Balance Innovation and Regulation
October 16, 2024  |  artificial intelligence

This week in artificial intelligence regulation finds China, India and the global banking sector grappling with the need for comprehensive AI regulation as the influence...

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US Bancorp Sees Stable Card Delinquencies and Commercial Revenue Boost
US Bancorp Sees Stable Card Delinquencies and Commercial Revenue Boost
October 16, 2024  |  Earnings

US Bancorp’s latest quarter showed continued growth in card balances, resilience in what it has termed its “differentiated business model” and credit quality metrics that...

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Swift Adds New Tools to AI Fraud Prevention Offerings
Swift Adds New Tools to AI Fraud Prevention Offerings
October 16, 2024  |  Fraud Prevention

With scammers becoming more and more sophisticated, Swift is bolstering its AI-enhanced fraud detection capabilities. The global messaging service announced Wednesday (Oct. 15) that it will begin offering this...

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