Carat from Fiserv

Online Engagement Transforms Shoppers’ In-Store Expectations
Online Engagement Transforms Shoppers’ In-Store Expectations
May 07, 2024  |  Retail

As shoppers integrate digital technologies into their retail journeys before and after entering the store, their brick-and-mortar expectations are evolving. PYMNTS’ Q1 eBook, “The Implications of...

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Connected Consumer Data Provides Solid Growth Strategy for Merchants
Connected Consumer Data Provides Solid Growth Strategy for Merchants
April 25, 2024  |  Opinion

Businesses that use data strategically can unlock opportunities, fuel growth and reduce risk, Jeff Pomeroy, SVP and head of Omnicommerce at Carat from Fiserv, writes...

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Fiserv: Online Authentication Is ‘Moment of Truth’ for Banks and Merchants
Fiserv: Online Authentication Is ‘Moment of Truth’ for Banks and Merchants
March 21, 2024  |  Authentication

Jason Paguandas, vice president and general manager, merchant security and fraud at Carat from Fiserv , told Karen Webster that while the technologies may be...

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Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
March 15, 2024  |  Payments Innovation

Logistics and wholesale trade businesses exhibit robust demand for embedded finance innovations. For example, most payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces are...

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Operational Innovations Drive Software Publishing Marketplaces
Operational Innovations Drive Software Publishing Marketplaces
March 13, 2024  |  Innovation

The software publishing industry is in a state of flux right now as it embraces embedded finance to facilitate new growth — and many payment...

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Digital Wallets Top Innovation Agenda for Media and Telecom Platforms
Digital Wallets Top Innovation Agenda for Media and Telecom Platforms
March 04, 2024  |  Payments Innovation

Businesses in the media and telecom space display strong appetites for a range of embedded finance innovations, from digital wallets to installment plans to business...

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‘Accessible’ AI Makes Leap From Concept to Reality Happen Faster, Fiserv Says
‘Accessible’ AI Makes Leap From Concept to Reality Happen Faster, Fiserv Says
January 31, 2024  |  Artificial Intelligence

Brandy Wood, vice president and head of client experience products at Carat from Fiserv, told PYMNTS that despite all the headlines and controversies swirling around...

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How PayFacs Use Payments to Reshape the Digital Economy
How PayFacs Use Payments to Reshape the Digital Economy
January 23, 2024  |  Digital Payments

Payment facilitators, or PayFacs, quietly lead a revolution at the heart of the digital economy. At the center of this shakeup lies embedded finance, encompassing...

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PayFacs Bet Big on Digital Wallets in 2024
PayFacs Bet Big on Digital Wallets in 2024
January 19, 2024  |  Digital Payments

Digital wallets are increasingly becoming a staple for processing transactions in the software publishing industry. Seventy-one percent of payment facilitators (PayFacs) have adopted this technology...

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