CFPB

CFPB Cracks Down on Subscription Businesses
CFPB Cracks Down on Subscription Businesses
January 19, 2023  |  Subscriptions

Companies are being cautioned that they must not trick people into paying for subscriptions they don’t want. The Consumer Financial Protection Bureau (CFPB) has issued...

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CFPB’s Fee Focus May Reshape $626B Remittance Payments Industry
CFPB’s Fee Focus May Reshape $626B Remittance Payments Industry
January 17, 2023  |  CFPB

With a focus on fees, the Consumer Financial Protection Bureau (CFPB) may reshape cross-border payments, specifically the hundreds of billions of dollars in remittances that...

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CFPB’s Next Target Is Cross-Border Payments
CFPB’s Next Target Is Cross-Border Payments
January 16, 2023  |  CFPB

America’s top consumer watchdog is reportedly looking to strengthen its rules for overseas money transfers. The Consumer Financial Protection Bureau (CFPB) is considering new restrictions...

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Wells Fargo: Credit Card Revenues up 6% as Consumer Spending Remains Resilient 
Wells Fargo: Credit Card Revenues up 6% as Consumer Spending Remains Resilient 
January 13, 2023  |  Earnings

The $3.7 billion settlement with the Consumer Financial Protection Bureau (CFPB) hit Wells Fargo’s profits. But the bank’s management was sanguine Friday (Jan. 13) on digital...

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2023 Looms as BNPL’s Banner Year as Consumers Seek Payments Choice
2023 Looms as BNPL’s Banner Year as Consumers Seek Payments Choice
January 13, 2023  |  Buy Now Pay Later

The surging popularity of buy now, pay later has bucked conventional wisdom about installment lending. “At the beginning of the BNPL boom, we heard all...

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CFPB Claims Victory in Battle Against ‘Sketchy’ Debt Collection Suits
CFPB Claims Victory in Battle Against ‘Sketchy’ Debt Collection Suits
January 12, 2023  |  CFPB

The CFPB says it has settled a lawsuit against a debt collection firm it accused of filing junk lawsuits against consumers. Assuming a judge approves...

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CFPB Proposes Public Posting of Confusing ‘Terms and Conditions’ Clauses
CFPB Proposes Public Posting of Confusing ‘Terms and Conditions’ Clauses
January 11, 2023  |  CFPB

A federal regulatory agency wants to take a closer look at nonbanks’ terms and conditions. The Consumer Financial Protection Bureau (CFPB) proposed a rule Wednesday...

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Wells Fargo Narrows Focus of Home Lending Business
Wells Fargo Narrows Focus of Home Lending Business
January 11, 2023  |  Banking

Wells Fargo is shrinking and simplifying its home lending business. The business will now focus on bank customers and minority communities, while the bank exits...

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CFPB and NY Attorney General Sue Auto Lender Credit Acceptance
CFPB and NY Attorney General Sue Auto Lender Credit Acceptance
January 04, 2023  |  Loans

Subprime auto lender Credit Acceptance Corp. is being accused of “setting borrowers up to fail.” The Consumer Financial Protection Bureau (CFPB) and the New York...

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