CFPB

The CFPB Criticizes Increase In Long-Term Auto Loans
The CFPB Criticizes Increase In Long-Term Auto Loans
November 02, 2017  |  CFPB

According to the latest report by the Consumer Financial Protection Bureau (CFPB), long-term auto loans are on the rise. The CFPB’s data finds that 42...

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CFPB Hunts Down Mortgage Delinquencies With New Online Tool
CFPB Hunts Down Mortgage Delinquencies With New Online Tool
October 31, 2017  |  CFPB

The Consumer Financial Protection Bureau (CFPB) has launched a new online tool that tracks mortgage delinquencies nationwide. In addition to national data, the Mortgage Performance...

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Payday Lending Rules Seem Likely To Escape The CRA
Payday Lending Rules Seem Likely To Escape The CRA
October 31, 2017  |  CFPB

Last week, at the end of an otherwise dramatic day on Capitol Hill, the Senate managed to pull off something of a twist ending: the repeal of...

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How To Bring ‘Invisibles’ Into The Credit Fold
How To Bring ‘Invisibles’ Into The Credit Fold
October 26, 2017  |  Alternative Finances

How much of the U.S. population is financially vulnerable? That is, how many are walking the razor’s edge of solvency, and how many are on...

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Senate Votes To Strike Down CFPB Arbitration Rule
Senate Votes To Strike Down CFPB Arbitration Rule
October 24, 2017  |  CFPB

The arbitration clause rule has been formally smacked down by the U.S. Senate — after the 50-50 tie vote was broken by VP Mike Pence....

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CFPB Releases New Principles For Data Sharing
CFPB Releases New Principles For Data Sharing
October 19, 2017  |  CFPB

Facing a world where data aggregation has become increasingly complex and dangerous, the CFPB has released a series of non-binding principles that are designed to...

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The Role Of Reputation In Managing Risk
The Role Of Reputation In Managing Risk
October 13, 2017  |  Banking

On Wall Street, you are only as good as your last trade. In banking, you might only be as good as your latest customer’s reputation....

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Why The Final Payday Lending Rules Are Far From The Last Word
Why The Final Payday Lending Rules Are Far From The Last Word
October 11, 2017  |  Alternative Finances

Last week, after five years of debates, discussions, arguments and waiting, the Consumer Financial Protection Bureau’s (CFPB) final rules for payday lending dropped. As one...

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OCC Gives Deposit Advance Programs New Life
OCC Gives Deposit Advance Programs New Life
October 10, 2017  |  CFPB

The Consumer Financial Protection Bureau (CFPB) made big waves, and generated a lot of headlines, with news last week that the final draft of its short-term loan regulations had...

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