cnp

Proactive Dispute Policies Put Merchants, Consumers on Same Page
Proactive Dispute Policies Put Merchants, Consumers on Same Page
September 15, 2022  |  Merchant Innovation

Transaction disputes, by their very nature, are reactive problems for merchants. They don’t exist until a cardholder is dissatisfied or confused about a transaction, setting...

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Digital Wallet Flips The Script On Payments Friction
Digital Wallet Flips The Script On Payments Friction
January 15, 2021  |  Digital Payments

A year ago, as 2019 was turning over into 2020, the distinction between card-present transactions and card-not present transactions was highly relevant in the world...

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EMV 3DS: Closing The Card Present/Card-Not-Present Auth Rate Gap
EMV 3DS: Closing The Card Present/Card-Not-Present Auth Rate Gap
August 14, 2020  |  Authentication

Selling an EMV 3DS (also referred to as 3DS 2.0) product to merchants hasn’t always been smooth sailing. When PAAY, a software-as-a-service  company that protects...

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Deep Dive: Why Contactless Card-Not-Present Transactions Are Gaining New Momentum
Deep Dive: Why Contactless Card-Not-Present Transactions Are Gaining New Momentum
July 06, 2020  |  Next-Gen Debit

The COVID-19 pandemic has changed how consumers buy goods, and some of these new payment behaviors could continue well after the crisis ends. Consumers’ concerns...

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How FIs Adapt Fraud Detection During Times Of Behavioral Upheaval
How FIs Adapt Fraud Detection During Times Of Behavioral Upheaval
July 03, 2020  |  Next-Gen Debit

The shuttering and reopening of states' economies are causing seismic shifts in consumer behaviors. Tried and tested ways of catching fraudsters, such as comparing consumers'...

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How The Pandemic Makes 90-Day Customer Histories A Fraud-Fighting Weakness
How The Pandemic Makes 90-Day Customer Histories A Fraud-Fighting Weakness
July 02, 2020  |  Next-Gen Debit

Consumers who are seeking to avoid exposing themselves or others to COVID-19 are turning to eCommerce where possible and are demanding touch-free ways to pay...

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Creating An ‘Anchor Of Trust’ In The Battle Against CNP Fraud
Creating An ‘Anchor Of Trust’ In The Battle Against CNP Fraud
June 24, 2020  |  Security & Fraud

As the world must go increasingly digital — perhaps permanently — people who had resisted the great shift to eCommerce have had to make the...

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Fighting CNP Fraud With ‘Data Collaboration’
Fighting CNP Fraud With ‘Data Collaboration’
May 18, 2020  |  Credit Unions

There’s nothing new under the sun, goes the saying — but when it comes to payments fraud, there are new ways to do it. As...

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Fight Card-Not-Present Fraud In A Card-Not-Present World
Fight Card-Not-Present Fraud In A Card-Not-Present World
May 05, 2020  |  Security & Fraud

In the age of the coronavirus, everyone is conducting all facets of daily life – commerce, banking, schooling, working – from home. In an interview...

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