consumer credit

Slowing Consumer Credit – A Shape of Things to Come?
Slowing Consumer Credit – A Shape of Things to Come?
June 08, 2016  |  Payment Methods

Amid the lingering questions about when and whether the Fed will raise rates, another data point, or slew of them, came through recently which may...

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Scoring The Unscorable
Scoring The Unscorable
February 15, 2016  |  Financial Inclusion

Creditworthy but unscorable. What gives? Old credit scoring models, for one. VantageScore sat down with PYMNTS to explain how using new credit scoring models can...

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The Consumer Credit Market Boom
The Consumer Credit Market Boom
December 03, 2015  |  Financial Inclusion

Six billion and counting. According to VantageScore, that’s how many credit scores generated by its model have been used by card issuers and other industry...

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Consumer Credit Trends Signal Confidence Boost
Consumer Credit Trends Signal Confidence Boost
September 10, 2015  |  Consumer Insights

Americans are borrowing more with a steady job market and low gas prices backing consumer confidence. In July, consumer credit swelled at a 6.7 percent...

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New Credit Scoring Startup Taps Social Data To Analyze Borrower Risk
New Credit Scoring Startup Taps Social Data To Analyze Borrower Risk
August 25, 2015  |  News

FriendlyScore, a U.K.-based FinTech solutions provider, has released an SaaS app that uses real-time social media data to help lenders create risk profiles for borrowers...

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