consumer credit

Can Academic Data Ace The Credit History Conundrum?
Can Academic Data Ace The Credit History Conundrum?
September 25, 2019  |  Consumer Finance

The Catch-22 is a familiar part of the early life of many consumers looking to get credit for the first time. They can’t secure underwriting...

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Building A Better Payday Lending Product
Building A Better Payday Lending Product
September 04, 2019  |  Alternative Finances

Short-term lending has something of a bad rap in the United States — consumer advocacy groups have long accused them of being predatory debt traps, and...

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India’s Shadow Banks See Foreign Loans Tumble
India’s Shadow Banks See Foreign Loans Tumble
September 04, 2019  |  Banking

India’s shadow banks are struggling as defaults in the country’s credit market have risen. These lenders have signed $1.5 billion of foreign-currency loans so far...

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Goldman CEO Touts Apple Card As Consumer Banking Catalyst
Goldman CEO Touts Apple Card As Consumer Banking Catalyst
August 21, 2019  |  Apple

The launch of the Apple Card is allowing Goldman Sachs to become a leader in consumer banking, according to the bank’s CEO David Solomon. In...

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 LendingClub CEO On Interest Rates, Credit … And The Bank Charter Quest 
 LendingClub CEO On Interest Rates, Credit … And The Bank Charter Quest 
August 19, 2019  |  Consumer Finance

Interest rates are volatile, fears of a recession are spiking, central banks are cutting rates. In an interview with Karen Webster, LendingClub CEO Scott Sanborn...

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Citibank Sees Credit Card Charge Offs, Delinquency Rates Spike
Citibank Sees Credit Card Charge Offs, Delinquency Rates Spike
August 15, 2019  |  Consumer Finance

Citigroup reported that its July credit-card delinquency rate increased to 2.91 percent in July, up from 2.56 percent in June. The lender’s three-month average is 1.54 percent,...

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In Banking, The Line Between SMB And Consumer Can Blur
In Banking, The Line Between SMB And Consumer Can Blur
August 14, 2019  |  B2B Payments

In the world of small business financial services, entrepreneurs’ frustrations with banking have been loudly vocalized: firms are often considered too small to be profitable...

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FIs Place High Value On Corporate Credit For Innovation
FIs Place High Value On Corporate Credit For Innovation
May 14, 2019  |  Innovation

FinTech startups like Divvy have gotten attention and funding based on corporate credit innovations. According to the latest Innovation Readiness Playbook, corporate credit plays a pivotal...

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Experian: Bank Card Default Rates Rise 3.48 Pct In Feb
Experian: Bank Card Default Rates Rise 3.48 Pct In Feb
March 20, 2019  |  Consumer Finance

New data has revealed that bank card default rates rose six basis points to 3.48 percent. S&P Dow Jones Indices and Experian just released data...

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