Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds...
The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get...
Watch more: What’s Next in Payments With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s...
Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...
A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...
The dividing line in today’s consumer economy is no longer employment itself. It is how workers experience liquidity. Get the Full Story Complete the form...
As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...
The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...