consumer finance

PYMNTS Intelligence: Is Consumer Loyalty Stronger to Merchants or to BNPL?
PYMNTS Intelligence: Is Consumer Loyalty Stronger to Merchants or to BNPL?
June 14, 2022  |  BNPL

Buy now, pay later (BNPL) made up only about 2% of all global payments toward the end of 2021, but its sales volume is on...

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NEW DATA: Nearly Half of Credit Card Users Would Switch Merchants to Avoid Surcharges
NEW DATA: Nearly Half of Credit Card Users Would Switch Merchants to Avoid Surcharges
June 14, 2022  |  Credit Cards

A little knowledge can go a long way. This might be sage advice to the growing number of merchants levying surcharges on credit card transactions...

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Banks Cut Back on Balance Transfer Offers as Economic Headwinds Mount
Banks Cut Back on Balance Transfer Offers as Economic Headwinds Mount
June 13, 2022  |  Economy

The balance transfers are upon us. Or maybe not. Google an issuer, take a cursory glance at the search results, and it seems that any...

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NEW REPORT: FinTechs Win When Money-In, Money-Out Systems Are Synced
NEW REPORT: FinTechs Win When Money-In, Money-Out Systems Are Synced
June 10, 2022  |  Payments Innovation

Financial institutions (FIs) and FinTechs seeking to deliver optimal payments and disbursement experiences require a powerful tech stack that includes compliance, transaction management and robust...

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Insufficient Funds Caused 27% of Consumer Payment Declines in April
Insufficient Funds Caused 27% of Consumer Payment Declines in April
June 07, 2022  |  Consumer Finance

In April, insufficient funds became the most common reason that consumers’ payments were declined, according to “Digital Economy Payments,” a PYMNTS report based on a...

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Banking-as-a-Service Gives Corporates New Ways to Cement, Monetize Customer Relationships
Banking-as-a-Service Gives Corporates New Ways to Cement, Monetize Customer Relationships
June 02, 2022  |  Banking

PYMNTS' new "Banking-As-A-Service Opportunity Report" examines how FIs and Banking-as-a-Service providers are creating the invisible, frictionless financial services experiences their customers expect.

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How Merchants Can Tap Embedded Finance to Offer Next-Gen Solutions
How Merchants Can Tap Embedded Finance to Offer Next-Gen Solutions
June 01, 2022  |  Banking

PYMNTS' new "Banking-As-A-Service Opportunity Report" examines how FIs and Banking-as-a-Service providers are creating the invisible, frictionless financial services experiences their customers expect.

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Report: 36% of Consumers Earning $250K+ Now Live Paycheck-to-Paycheck
Report: 36% of Consumers Earning $250K+ Now Live Paycheck-to-Paycheck
June 01, 2022  |  Consumer Finance

With inflation driving up costs everywhere, consumers in all income brackets — including those who make more than $250,000 annually — live paycheck to paycheck....

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Consumer Demand Driving Banking-as-a-Service Innovation
Consumer Demand Driving Banking-as-a-Service Innovation
May 31, 2022  |  Banking

Interest in banking as a service (BaaS) has grown as businesses and financial institutions (FIs) are pressed to provide the swifter, more interconnected experiences their...

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