consumer finance

Banks Rush to Crypto to Keep Deposits From Leaving Customer Accounts
Banks Rush to Crypto to Keep Deposits From Leaving Customer Accounts
January 12, 2022  |  Connected Economy

Although many consumers and finance pros still view cryptocurrency as little more than a speculative tool, that perception is gradually losing ground as crypto becomes...

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Twitter Users to Airbnb CEO: Accepting Crypto Payments Would Be Awesome
Twitter Users to Airbnb CEO: Accepting Crypto Payments Would Be Awesome
January 06, 2022  |  Payment Methods

When Airbnb CEO Brian Chesky asked Twitter, “If Airbnb could launch anything in 2022, what would it be?” a few days ago, he probably wasn’t...

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PYMNTS DeFi Series: What’s Real, What’s Hype, What Matters
PYMNTS DeFi Series: What’s Real, What’s Hype, What Matters
December 30, 2021  |  Blockchain

Welcome to the 10th installment of PYMNTS’ series on decentralized finance (DeFi). We’ve been looking at every part of DeFi — the biggest, hottest, most rewarding...

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FIs Rethink Credit Card Program Design as Consumers Rethink How They Use Them
FIs Rethink Credit Card Program Design as Consumers Rethink How They Use Them
December 28, 2021  |  Credit Cards

The pandemic fundamentally changed how consumers use credit cards and the long-term profits financial institutions generate from those cardholders. Consumers allocated some of their stimulus...

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Why Some People’s Credit Scores Spiked During COVID
Why Some People’s Credit Scores Spiked During COVID
December 16, 2021  |  Consumer Finance

The early months of the pandemic saw businesses close their doors, putting millions of people out of work. At the same time, there was a...

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Klarna, GoCardless A2A Pact Spotlights BNPL’s Continued Traction Over Bank Rails  
Klarna, GoCardless A2A Pact Spotlights BNPL’s Continued Traction Over Bank Rails  
December 14, 2021  |  BNPL

For the continued uptake of buy now, pay later (BNPL), for debit, too, it’s the rails that will make the difference. Against that backdrop, Klarna...

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With Inflation on the Rise, Paycheck-to-Paycheck Consumers See Loans as Financial Lifeline
With Inflation on the Rise, Paycheck-to-Paycheck Consumers See Loans as Financial Lifeline
December 08, 2021  |  Consumer Finance

Every tick upward in prices in 2021 has taken a bite out of consumers’ wallets and their confidence in the economy. The sticker shock many...

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Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
November 18, 2021  |  Consumer Payments

The holidays are upon us and beyond the festive urge to spend, some troubling signs point to the fact that if we keep charging the...

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New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
November 09, 2021  |  Consumer Payments

PYMNTS’ research in 2021 has illuminated the surprising extent of paycheck-to-paycheck living in the U.S. — even among those with high incomes. After a brief...

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