consumer insight

Faster Payments Get Faster Fraud Defense
Faster Payments Get Faster Fraud Defense
March 12, 2025  |  Fraud Prevention

Faster payments means faster fraud, at least that’s the fear. FedNow® Service’s debut a year and a half ago, and traction gaining across The Clearing...

READ MORE >
Who Is the Paycheck-to-Paycheck Consumer in America?
Who Is the Paycheck-to-Paycheck Consumer in America?
March 11, 2025  |  Consumer Finance

A six-figure income, a house in a nice neighborhood, two cars in the garage and kids in private schools — yet still feeling panicked when...

READ MORE >
eCommerce Grabs 17.9% of Overall Retail Sales in 2024’s Fourth Quarter  
eCommerce Grabs 17.9% of Overall Retail Sales in 2024’s Fourth Quarter  
February 19, 2025  |  eCommerce

The fourth quarter of 2024 capped a strong year for online retail sales, as holiday spending shifted to digital channels, capping a double-digit increase over...

READ MORE >
52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According...

READ MORE >
Consumers Change Spending Habits to Ease Monthly Money Squeeze
Consumers Change Spending Habits to Ease Monthly Money Squeeze
February 03, 2025  |  Consumer Finance

In the face of escalating living costs, it’s immediate survival or bust for many Americans. The latest PYMNTS Intelligence reveals that 65% of consumers are...

READ MORE >
43% of Consumers Choose Retailers Based on Preferred Financing Options
43% of Consumers Choose Retailers Based on Preferred Financing Options
December 11, 2024  |  Buy Now Pay Later

During the holiday season, consumer spending is impacted by the availability and visibility of financing options, such as Buy Now, Pay Later (BNPL) plans. A...

READ MORE >
PepsiCo Adapts to Consumer Shift Toward Mini-Meals Amid Economic Pressures
PepsiCo Adapts to Consumer Shift Toward Mini-Meals Amid Economic Pressures
October 08, 2024  |  Retail

Consumer spending trends are evolving. Take, for example, eating habits. PepsiCo Tuesday (Oct. 8) reported its third-quarter earnings — a 0.6% decline in net sales to...

READ MORE >
Consumers Cut Back on Travel, Experiences Amid Uncertain Economic Outlook
Consumers Cut Back on Travel, Experiences Amid Uncertain Economic Outlook
August 08, 2024  |  Consumer Insights

Consumers are reportedly delaying or cutting back on travel and experiences amid an uncertain economic outlook. Online booking platforms, airlines, hotels and other companies in...

READ MORE >
Simon Property Group Remains Optimistic About Consumer Spending in Retail
Simon Property Group Remains Optimistic About Consumer Spending in Retail
August 05, 2024  |  Retail

While there are signs in the broader economy that a consumer-led recession could be on the way, real estate investment trust Simon Property Group remains...

READ MORE >