Consumer Spending

Disposable Income Rises in Q4, but Will Consumers Keep Spending?
Disposable Income Rises in Q4, but Will Consumers Keep Spending?
January 25, 2024  |  Economy

Headline numbers reveal that the United States economy keeps growing, outpacing expectations. Although the pace of growth has been tempered a bit, there are some...

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Gen Z Is the Generation That Most Values Merchants’ Personalized Offers
Gen Z Is the Generation That Most Values Merchants’ Personalized Offers
January 24, 2024  |  Consumer Insights

While millennials value personalized offers from merchants and brands the most, as recently reported by PYMNTS Intelligence, Generation Z consumers value discounts less and are...

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Synchrony: Resilient Consumers Embrace ‘Pay Later’ Options as Credit Trends Normalize
Synchrony: Resilient Consumers Embrace ‘Pay Later’ Options as Credit Trends Normalize
January 23, 2024  |  Earnings

Synchrony Financial posted fourth-quarter results that showed charge-offs increasing as management pointed to credit normalization in the months ahead, and said the firm was also...

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Nearly 1 in 5 Retail Subscribers Prefer to Shop in-Store
Nearly 1 in 5 Retail Subscribers Prefer to Shop in-Store
January 23, 2024  |  Retail

In recent years, retail subscription platforms have introduced enhanced features like the ability to pause the subscription with no cost or free shipping to help...

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Affluent Consumers Most Likely to Use Store Card Installment Plans
Affluent Consumers Most Likely to Use Store Card Installment Plans
January 22, 2024  |  Payment Methods

In recent years, split-pay options have gained popularity among consumers of all demographic groups looking for greater flexibility in managing their expenses. Among all consumer...

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Synchrony’s POS Acquisition Underscores Paying Over Time’s Appeal Beyond the Cards
Synchrony’s POS Acquisition Underscores Paying Over Time’s Appeal Beyond the Cards
January 22, 2024  |  Acquisitions

In an age where consumers are grappling with ways to manage debt, but also finance the purchases they need, point-of-sale financing is gaining ground. To...

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3 in 4 Consumers With Children Are Likely to Use Card-Linked Offers for Traveling
3 in 4 Consumers With Children Are Likely to Use Card-Linked Offers for Traveling
January 22, 2024  |  Credit Cards

Credit cards have become more than just a means of payment. With the rise of travel credit cards, consumers now have the opportunity to earn...

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As New Year Resolutions Often Fizzle, Will ‘Loud Budgeting’ Ring in Success?
As New Year Resolutions Often Fizzle, Will ‘Loud Budgeting’ Ring in Success?
January 20, 2024  |  Consumer Finance

The start of a new year often triggers the adoption of new behaviors such as joining a new gym, eating healthier or even opting to...

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Consumers Turn to Social Media Platforms for Secondhand Products as Resale Partnerships Surge
Consumers Turn to Social Media Platforms for Secondhand Products as Resale Partnerships Surge
January 19, 2024  |  Retail

As the economy continues to grapple with rising prices and inflationary pressures, consumers are adjusting their purchasing habits to cope with the erosion of their...

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