credit access

Small Business Credit Race Shifts From Approvals to Value-Added Services

Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

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Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
March 25, 2025  |  Economy

American consumers are growing more cautious about spending, according to an executive at card issuer Synchrony. Get the Full Story Complete the form to unlock this...

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NY Fed: Consumers Feeling Gloomier About Financial Futures
NY Fed: Consumers Feeling Gloomier About Financial Futures
March 11, 2025  |  Consumer Finance

New data shows growing financial pessimism among Americans, the latest sign of shaky consumer confidence. Get the Full Story Complete the form to unlock this...

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Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
October 24, 2023  |  Debt

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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High-Debt Consumers Average 14 Late Payments Every Year
High-Debt Consumers Average 14 Late Payments Every Year
October 06, 2023  |  Debt

The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark...

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