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Financial Services Legislation Is in the Spotlight as the 119th Congress Settles In
Financial Services Legislation Is in the Spotlight as the 119th Congress Settles In
January 07, 2025  |  Politics

The 119th Congress has now been seated, and is poised to consider, to take up — or to scuttle — financial services legislation that may...

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2025 is a Pivotal Year for BNPL as Providers, CFPB Clash Over Regulations
2025 is a Pivotal Year for BNPL as Providers, CFPB Clash Over Regulations
January 02, 2025  |  BNPL

The Consumer Financial Protection Bureau (CFPB)’s continued push for regulation of buy now, pay later (BNPL) firms offers up a dual-edged sword: The agency’s interpretive...

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Credit Card Defaults Surge to 14-Year High
Credit Card Defaults Surge to 14-Year High
December 30, 2024  |  Credit Cards

Credit card defaults are at their highest level since 2010 as consumers feel increasingly stretched. As the Financial Times (FT) reported Sunday (Dec. 29), card...

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Here Are 20 New Year’s Resolutions … With a Little Help From Our AI Friends
Here Are 20 New Year’s Resolutions … With a Little Help From Our AI Friends
December 28, 2024  |  Payments Innovation

Hey, we got frustrated. We were planning our last Weekender of the year, and everything was feeling more than a little too cliched. Staffer resolutions...

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Retailers Resolve to Even Up Online and In-Store Experiences in 2025
Retailers Resolve to Even Up Online and In-Store Experiences in 2025
December 27, 2024  |  Retail

While holiday spending may have filled merchants’ coffers, the challenge will be to keep consumer momentum going at the registers, particularly at brick-and-mortar stores. The...

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Financial Services Regulation in 2025: More of the Same or Radical Shift?
Financial Services Regulation in 2025: More of the Same or Radical Shift?
December 24, 2024  |  Regulation

This year was marked by a steady drumbeat of regulations and rules — and requests from regulators for information and comments from financial services players...

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Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
December 23, 2024  |  Buy Now Pay Later

This year’s payment options are wider than last year’s. The PYMNTS Intelligence report “Maximizing Holiday Value: The Strategic Value of Early Pay Later Visibility,” created...

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Mastercard Finalizes Acquisition of Threat Intelligence Company Recorded Future
Mastercard Finalizes Acquisition of Threat Intelligence Company Recorded Future
December 20, 2024  |  Acquisitions

Mastercard has finalized its previously announced acquisition of threat intelligence company Recorded Future. The acquisition will add threat intelligence and artificial intelligence (AI)-powered, actionable analytics to...

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Morgan Stanley Expects Favorable Environment for Lenders in 2025
Morgan Stanley Expects Favorable Environment for Lenders in 2025
December 19, 2024  |  Loans

Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an...

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