credit insecure

Lower-Income Paycheck-to-Paycheck Consumers May Find Scant Relief From Rate Cuts 
Lower-Income Paycheck-to-Paycheck Consumers May Find Scant Relief From Rate Cuts 
March 20, 2024  |  Consumer Insights

The Fed’s kept rates steady.  The Fed still sees three cuts to interest rates on the table this year. And none of it may be...

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BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 
BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 
November 13, 2023  |  Consumer Finance

While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a...

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Better Credit Scores Could Put $1,700 in Consumers’ Pockets
Better Credit Scores Could Put $1,700 in Consumers’ Pockets
August 10, 2023  |  Consumer Finance

In a credit-based economy such as that of the United States, credit scores determine more than whether consumers qualify for a mortgage or auto loan....

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Petal Secures $200 Million to Expand Credit Card Program
Petal Secures $200 Million to Expand Credit Card Program
August 03, 2023  |  Financial Inclusion

Petal is preparing to expand its credit card program after securing a $200 million debt facility. The FinTech announced the funding — from investment firm Victory Park...

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