credit scores

Report: 36% of Consumers Earning $250K+ Now Live Paycheck-to-Paycheck
Report: 36% of Consumers Earning $250K+ Now Live Paycheck-to-Paycheck
June 01, 2022  |  Consumer Finance

With inflation driving up costs everywhere, consumers in all income brackets — including those who make more than $250,000 annually — live paycheck to paycheck....

READ MORE >
NEW REPORT: Paycheck-to-Paycheck Consumers 3x as Likely to Take On Credit Card Debt
NEW REPORT: Paycheck-to-Paycheck Consumers 3x as Likely to Take On Credit Card Debt
May 02, 2022  |  Consumer Finance

Mounting inflationary pressures continue to weigh on United States consumers’ economic prospects, even as pandemic restrictions continued to lift in late March 2022. The U.S....

READ MORE >
Alt Data Sources Key to Improving Loan Access for the Financially Invisible
Alt Data Sources Key to Improving Loan Access for the Financially Invisible
September 27, 2021  |  Financial Inclusion

The problem of financial inclusion is an acute one in the United States. The Office of the Comptroller of the Currency has said that nearly...

READ MORE >
Most Consumers Overestimate Credit Scores But Still Want To Boost Them
Most Consumers Overestimate Credit Scores But Still Want To Boost Them
August 25, 2021  |  Consumer Finance

There can be a wide gap between perception and reality – in all facets of life, but especially when it comes to credit scores. After...

READ MORE >
Will Credit Sesame’s Digital Banking Push STACK Up?
Will Credit Sesame’s Digital Banking Push STACK Up?
June 17, 2020  |  Digital Banking

The challenger bank space is having a bit of a moment. LendingClub is buying Radius Bank. Green Dot is using the bank it already owns...

READ MORE >
CUs Eyeing Member Risk Must Look Beyond FICO Scores
CUs Eyeing Member Risk Must Look Beyond FICO Scores
June 03, 2020  |  Credit Unions

There are tough economies, and then there is the existential grappling, for consumers and small businesses alike, that is the hallmark of the COVID-19 pandemic. In...

READ MORE >
JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
April 12, 2020  |  Loans

JPMorgan Chase is attempting to stave off the oncoming economic downturn by raising the standards on who can borrow from them for the time being,...

READ MORE >
Regulators Support Alternatives To Assess Creditworthiness
Regulators Support Alternatives To Assess Creditworthiness
December 04, 2019  |  Regulation

Federal banking regulators support using alternative methods to assess creditworthiness to help high-risk people get loans, The Wall Street Journal (WSJ) reported on Tuesday (Dec....

READ MORE >
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
November 18, 2019  |  Faster Payments

Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic...

READ MORE >