credit scores

JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
April 12, 2020  |  Loans

JPMorgan Chase is attempting to stave off the oncoming economic downturn by raising the standards on who can borrow from them for the time being,...

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Regulators Support Alternatives To Assess Creditworthiness
Regulators Support Alternatives To Assess Creditworthiness
December 04, 2019  |  Regulation

Federal banking regulators support using alternative methods to assess creditworthiness to help high-risk people get loans, The Wall Street Journal (WSJ) reported on Tuesday (Dec....

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How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
November 18, 2019  |  Faster Payments

Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic...

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Can Real-Time Data Render Credit Scores Obsolete?
Can Real-Time Data Render Credit Scores Obsolete?
November 15, 2019  |  Faster Payments

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. With customers able to send money...

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Credit Karma Debuts High-Yield Savings Account
Credit Karma Debuts High-Yield Savings Account
October 04, 2019  |  Digital Banking

Credit Karma, a company that enables people to gain access to their credit scores, is launching a high-yield savings account that customers can use through...

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Inflated Credit Scores Put Lenders At Risk
Inflated Credit Scores Put Lenders At Risk
April 08, 2019  |  Loans

Goldman Sachs and Moody’s Analytics are warning that credit scores of consumers have been inflated during the past ten years, hiding the danger of defaults...

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How Frank Wants To Help Students Stay Away From Debt
How Frank Wants To Help Students Stay Away From Debt
March 06, 2019  |  Alternative Finances

Much has been written about the student loan crisis in the U.S. There are now 44 million borrowers who collectively own $1.5 trillion in debt, making...

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How To See The Customer ‘Beyond The Credit Score’
How To See The Customer ‘Beyond The Credit Score’
February 13, 2019  |  Alternative Finances

“What’s in a name? That which we call a rose by any other name would smell as sweet.” -William Shakespeare, Romeo & Juliet A quick glance...

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Goldman Leads $44M Round For Biz Credit Startup Nav
Goldman Leads $44M Round For Biz Credit Startup Nav
February 11, 2019  |  B2B Payments

Goldman Sachs and other investors have led a $44 million investment round in Nav, a company linking small businesses to their business credit scores and...

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