credit

Point-Of-Sale Flexibility Inflates Spend
Point-Of-Sale Flexibility Inflates Spend
March 28, 2018  |  Point of Sale

Talk to anyone in the U.S. credit space, and they can tell you about their access to consumer information, such as name, income, education, voting...

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Equifax Gives Lenders Access To SMB Data
Equifax Gives Lenders Access To SMB Data
February 06, 2018  |  B2B Payments

Soon after news emerged that the Consumer Financial Protection Bureau (CFPB) would be pulling back its investigation into Equifax Inc. and the data breach that...

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Ant Financial Approved To Issue Consumer Credit-Backed Securities
Ant Financial Approved To Issue Consumer Credit-Backed Securities
January 16, 2018  |  Loans

Ant Financial Services Group (which offers Alipay) said on Monday (Jan. 15) that it has garnered approval in China to issue consumer credit backed securities...

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What Spontaneous Commerce Can Teach Online Retailers And Payment Providers
What Spontaneous Commerce Can Teach Online Retailers And Payment Providers
December 04, 2017  |  Retail

In January 1950, William Applebaum published a piece in the Journal of Marketing about the buying behaviors of consumers in retail stores. At the time, Applebaum...

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China Continues Its Quest For A Credit Ranking System
China Continues Its Quest For A Credit Ranking System
November 30, 2017  |  South East Asia

China is on the hunt for a homegrown alternative to the U.S.-based FICO score credit ranking system as it attempts to keep up with the...

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Inside GrabPay’s Digital Payments Playbook
Inside GrabPay’s Digital Payments Playbook
November 13, 2017  |  International

Muhammed needs six new computers for his internet café in Jakarta. It’s a small café, and six machines are enough, but the ones he has...

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Taking A Credit-First Approach To Alt Lending 
Taking A Credit-First Approach To Alt Lending 
November 07, 2017  |  Alternative Finances

Those who are fortunate enough to have access to credit often take it for granted. Imagine if your car broke down, your child needed school...

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How To Bring ‘Invisibles’ Into The Credit Fold
How To Bring ‘Invisibles’ Into The Credit Fold
October 26, 2017  |  Alternative Finances

How much of the U.S. population is financially vulnerable? That is, how many are walking the razor’s edge of solvency, and how many are on...

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PayPal Acquires Swift Financial To Expand SMB Lending Options
PayPal Acquires Swift Financial To Expand SMB Lending Options
August 11, 2017  |  Partnerships / Acquisitions

The Great Recession had a crippling effect on credit markets across the board. Consumers, enterprise-sized businesses and small businesses (SMBs) all found themselves caught in...

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