credit

Young SMBs Can’t Find Enough Business Financing
Young SMBs Can’t Find Enough Business Financing
December 15, 2023  |  SMBs

Working capital is the lifeblood of businesses of all sizes, and to those companies just starting, access to financing can mean the difference between stagnation...

READ MORE >
Real-Time Payments Set to Replace Checks, ACH in the Manufacturing Industry
Real-Time Payments Set to Replace Checks, ACH in the Manufacturing Industry
December 14, 2023  |  Real-Time Payments

The manufacturing industry is on the verge of a major transformation in payment practices, PYMNTS Intelligence revealed. The report “Corporate Changes in Payment Practices: Manufacturing...

READ MORE >
PSCU Will Provide Credit Processing for Air Academy Credit Union
PSCU Will Provide Credit Processing for Air Academy Credit Union
December 13, 2023  |  Credit Unions

Credit union service organization PSCU has teamed with Air Academy Credit Union (AACU). The partnership will see PSCU offer AACU “comprehensive debit and credit card processing services and support,” PSCU said...

READ MORE >
Upgrade Offers Secured Card With Rewards and Fraud Protection
Upgrade Offers Secured Card With Rewards and Fraud Protection
December 13, 2023  |  Payment Methods

FinTech company Upgrade has launched a secured version of its Upgrade OneCard. The new Secured OneCard is designed for consumers who have little or no...

READ MORE >
Consumer Bill Payment Services and PayFacs Take the Sting Out of Card Acceptance Costs
Consumer Bill Payment Services and PayFacs Take the Sting Out of Card Acceptance Costs
December 13, 2023  |  Credit Cards

Marc Hopkins, vice president at E-Complish, told PYMNTS that although they’re almost universally used, and consumers expect merchants to accept them, credit and debit card...

READ MORE >
Main Street Small Businesses Sour on Near-Term Prospects and Credit Access
Main Street Small Businesses Sour on Near-Term Prospects and Credit Access
December 12, 2023  |  SMBs

Main Street small business owners anticipate limited wiggle room to boost prices, and they’re prepared to tap credit to help grapple with operating costs. As...

READ MORE >
How Cash Flow Insights Are Building Tomorrow’s Credit Products
How Cash Flow Insights Are Building Tomorrow’s Credit Products
December 12, 2023  |  Loans

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. FinTech innovations, and an evolving mindset within the industry,...

READ MORE >
Credit Growth Slows but Consumers Still Turn to Cards for Spending Power
Credit Growth Slows but Consumers Still Turn to Cards for Spending Power
December 08, 2023  |  Consumer Finance

Higher rates are proving to be headwind to borrowing, per the Federal Reserve’s latest stats. But growth is still growth and consumers are still tapping...

READ MORE >
Why Lifecycle Management Matters When Fighting Payments Fraud
Why Lifecycle Management Matters When Fighting Payments Fraud
December 07, 2023  |  Security & Fraud

Brian Holbrook, director of product strategy at LSEG Risk Intelligence, told PYMNTS in an interview that financial institutions (FIs) are going to have to gird...

READ MORE >