debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Credit Card Debt Pressures Millennials and Gen-Z Borrowers
Credit Card Debt Pressures Millennials and Gen-Z Borrowers
December 29, 2022  |  Credit Cards

Credit card debt is harder for younger consumers to handle amid the pressures of living paycheck to paycheck.   To that end, the Urban Institute reported that...

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America’s Household Income Continues Three-Quarter Slide
America’s Household Income Continues Three-Quarter Slide
December 12, 2022  |  Economy

U.S. household income declined this summer for the third straight quarter as stock prices fell. That’s according to the Federal Reserve’s latest Financial Accounts of...

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SBF Blames ‘Oversight Failure’ in Apology to FTX ‘Family’
SBF Blames ‘Oversight Failure’ in Apology to FTX ‘Family’
November 23, 2022  |  Cryptocurrency

FTX founder Sam Bankman-Fried says his own lack of oversight helped lead to the demise of the company. In an apology to his former employees...

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NY Fed: Consumers Stick With Credit Cards as Balances Grow
NY Fed: Consumers Stick With Credit Cards as Balances Grow
November 21, 2022  |  Credit Cards

Consumer credit demand has been on the decline this year, except when it comes to new applications for credit cards. That’s according to the latest...

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NY Fed: Household Debt Climbs to $16.5T
NY Fed: Household Debt Climbs to $16.5T
November 16, 2022  |  Debt

New data from the Federal Reserve Bank of New York shows American household debt continuing to climb, with credit card balances jumping at their largest...

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Upstart Plunges as Rising Interest Rates Crush Loan Demand
Upstart Plunges as Rising Interest Rates Crush Loan Demand
November 09, 2022  |  Loans

Shares of AI-lending platform Upstart plunged more than 20% Tuesday (Nov 8) evening after the company said rising interest rates and a slowing economy saw...

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‘Excess Savings’ Far Less Excessive Than First Thought
‘Excess Savings’ Far Less Excessive Than First Thought
November 04, 2022  |  Consumer Finance

On the face of it, $1.7 trillion in “excess” personal savings is a lot of firepower — enough to keep consumer spending buoyant through, and...

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Consumers Strive to Keep Current on Credit Cards as Expense Juggling Act Intensifies
Consumers Strive to Keep Current on Credit Cards as Expense Juggling Act Intensifies
October 13, 2022  |  Credit Cards

Inflation is proving a tough beast to tame. Data from the U.S. Department of Labor released Thursday (Oct. 13) showed that consumer inflation’s growth rate...

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FinTech Platforms Help Paycheck-to-Paycheck Consumers Pay off Debts
FinTech Platforms Help Paycheck-to-Paycheck Consumers Pay off Debts
October 03, 2022  |  Consumer Finance

Charging things to a credit card and paying the balances over time is no longer optimal — perhaps no longer even feasible if you’re paying...

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