debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Payday Lenders Buff Up Loan Products
Payday Lenders Buff Up Loan Products
June 06, 2018  |  Loans

Payday lenders are now offering an array of new financing products that are sending their stocks soaring. According to Bloomberg, Enova International Inc. shares have...

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Private Label Retail Credit Card Delinquencies At Highest Rate Since 2011
Private Label Retail Credit Card Delinquencies At Highest Rate Since 2011
May 23, 2018  |  Debt

The severe delinquency rate on private label retail credit cards jumped 57 basis points from March of last year and stands at 4.65 percent, according to...

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America’s Daunting Debt Picture
America’s Daunting Debt Picture
May 22, 2018  |  Alternative Finances

There is much to like in the current economic snapshot of the U.S. The overall unemployment rate has slipped below 4 percent — the lowest...

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Sour Notes Sounded In Late Payments?
Sour Notes Sounded In Late Payments?
May 22, 2018  |  B2B Payments

Will it be a tidal wave of late payments? In what is an example of late payments stretching into the digital realm — beyond the...

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Unifund: Financial Wellness Begins With An ‘L’
Unifund: Financial Wellness Begins With An ‘L’
May 21, 2018  |  Digital Banking

Steve Ashbacher’s college-aged daughter doesn’t like charging things to her credit card, especially when the balance gets high — she’d rather pay cash or debit....

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Will Consumers Take On Too Much Debt In 2018?
Will Consumers Take On Too Much Debt In 2018?
May 18, 2018  |  Loans

The rate of credit card delinquencies jumped 52 basis points (BPS) in the first quarter (Q1) of 2018, and will likely continue to increase over...

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IMF: Debt Levels At Historic High, Govts Should Look To Trim
IMF: Debt Levels At Historic High, Govts Should Look To Trim
April 19, 2018  |  Debt

Debt, as measured globally, is at the highest levels ever seen, at an aggregate of $164 trillion. Is it time to sound the alarms? The...

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B2B Payment Terms Worsen For Chinese Firms Despite Economic Improvements
B2B Payment Terms Worsen For Chinese Firms Despite Economic Improvements
April 05, 2018  |  B2B Payments

China’s economy is strengthening, and new analysis from economists suggests the nation’s corporate debt levels will stabilize this year. But new data from Coface suggests...

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Amid Job Market Growth, Consumer Delinquencies Wane
Amid Job Market Growth, Consumer Delinquencies Wane
April 04, 2018  |  Debt

Economic tailwinds are helping consumers make timely loan payments. As American Banker reported Wednesday (April 4), delinquent payment rates waned a bit in the fourth...

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