Enigma

Cash-Strapped Main Street Merchants See Credit Options Shrinking
Cash-Strapped Main Street Merchants See Credit Options Shrinking
May 23, 2023  |  SMBs

Many Main Street small businesses are operating on the brink without adequate capital to survive a downturn, making access to finance a critical consideration in...

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Small Businesses See Funding Options Shrink as Credit Tightens
Small Businesses See Funding Options Shrink as Credit Tightens
May 15, 2023  |  Opinion

PYMNTS asked business leaders for their take on how to plan for the rest of 2023, and what they are telling their teams to focus...

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Leveraging Data to Close the Small Businesses Targeting Gap
Leveraging Data to Close the Small Businesses Targeting Gap
May 10, 2023  |  SMBs

The small- to medium-sized business (SMB) space offers an outsize opportunity for B2B growth. Despite the attractive white space, financial services, merchant services and vertical...

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How Smart Partnerships Overcome the Buy-Build-Partner Dynamic
How Smart Partnerships Overcome the Buy-Build-Partner Dynamic
April 27, 2023  |  CFO

Succeeding in the face of the unexpected often presupposes a holistic foundation of best-practice controls. For organizations looking to chart a healthy path through today’s ongoing macro...

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Independent Restaurants Are Without Emergency Funds to Weather Economic Challenges 
Independent Restaurants Are Without Emergency Funds to Weather Economic Challenges 
April 14, 2023  |  SMBs

PYMNTS research reveals most small hospitality firms don’t have cash reserves to fall back on. By the Numbers Research from the latest edition of PYMNTS’...

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Main Street Retailers Rethink Their Inflation-Fighting Strategies 
Main Street Retailers Rethink Their Inflation-Fighting Strategies 
April 12, 2023  |  SMBs

Change is hard, especially when it comes to making money. However, the main method small- to medium-sized businesses (SMBs) have so far been using to fight off...

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76% of Main Street Businesses Would Run Out of Cash In 60 Days, Study Finds
76% of Main Street Businesses Would Run Out of Cash In 60 Days, Study Finds
April 12, 2023  |  SMBs

Even as the economic outlook of small and medium-sized businesses (SMBs) has improved somewhat, 59% still believe we will go through a recession in the...

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Banks’ Lending Squeeze May Hit Small Businesses Hardest
Banks’ Lending Squeeze May Hit Small Businesses Hardest
April 12, 2023  |  Loans

Driven by interest rates that, at least for the near future, the Fed hints will continue to rise, banks have reported the market value of issued...

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Only 26% of Main Street Businesses Have Access to 60 Days of Cash
Only 26% of Main Street Businesses Have Access to 60 Days of Cash
April 07, 2023  |  SMBs

  Main Street USA is operating on the edge, and most are concerned about the impacts of inflation and the uncertain economic forecast. Most small...

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