featured insights

Millennials, Not Gen Z, Are Defining the Gen AI Era

Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  Buy Now Pay Later

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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Why Time, Not Money, Now Defines Lender Value
Why Time, Not Money, Now Defines Lender Value
September 09, 2025  |  Money Mobility

When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed....

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Gen Z Drives 46% of Online Health and Beauty Purchases
Gen Z Drives 46% of Online Health and Beauty Purchases
September 08, 2025  |  eCommerce

Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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