featured insights

Gen Z Drives 46% of Online Health and Beauty Purchases
Gen Z Drives 46% of Online Health and Beauty Purchases
September 08, 2025  |  eCommerce

Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
September 04, 2025  |  Real-Time Payments

For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the...

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82% of Merchants to Expand Digital Wallet Use in 2025
82% of Merchants to Expand Digital Wallet Use in 2025
September 04, 2025  |  Mobile Wallets

For all the talk about artificial intelligence and instant payments, the biggest change reshaping how businesses pay each other may be happening in accounts payable....

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Banks Freeze at ‘Send’ Button Despite Safer Rails
Banks Freeze at ‘Send’ Button Despite Safer Rails
September 03, 2025  |  Real-Time Payments

The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to...

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51% of Credit Union Members Still Prefer Branches
51% of Credit Union Members Still Prefer Branches
September 03, 2025  |  Credit Unions

New data on credit union innovation says what few FinTechs want to hear: Bank branches still matter, especially if you care about keeping your most...

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Gen Z Turns Daily Life Into 425 Digital Days a Month
Gen Z Turns Daily Life Into 425 Digital Days a Month
September 03, 2025  |  Connected Economy

For Gen Z, the internet is not a destination but an ambient, invisible and omnipresent environment. Get the Full Story Complete the form to unlock...

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Personalization Decides Which Card Wins … and Which Gets Rotated Out
Personalization Decides Which Card Wins … and Which Gets Rotated Out
September 02, 2025  |  Loyalty & Rewards

In the high-stakes contest for consumer loyalty, rewards are no longer just perks; they are the battlefield. Get the Full Story Complete the form to...

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Scams Now Make Up 27% of US Banks’ Fraud Losses
Scams Now Make Up 27% of US Banks’ Fraud Losses
September 02, 2025  |  Security & Fraud

Fraudsters are borrowing from growth marketers’ playbooks. They’re segmenting, personalizing and timing their outreach to lure more victims in less time. Get the Full Story...

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