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‘CFPB Has Gotten in the Way of Its Own Mission,’ McKernan Claims at Confirmation Hearing
‘CFPB Has Gotten in the Way of Its Own Mission,’ McKernan Claims at Confirmation Hearing
February 27, 2025  |  CFPB

Jonathan McKernan, appearing before the Senate Banking Committee during a hearing on his nomination to lead the Consumer Financial Protection Bureau, told lawmakers Thursday (Feb...

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Why Modernizing Payments Doesn’t Always Have to Be About the Cloud
Why Modernizing Payments Doesn’t Always Have to Be About the Cloud
February 27, 2025  |  Payments Innovation

Payments modernization and cloud migration are two phrases that often get mentioned in the same sentence. However, that might be a limited view. Payments modernization...

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FinTech Founder Turned FinTech Enabler Says Success Now Means Prioritizing Balance Sheets Over Growth
FinTech Founder Turned FinTech Enabler Says Success Now Means Prioritizing Balance Sheets Over Growth
February 27, 2025  |  Fintech Investments

The FinTech business model has evolved the past decade and a half, well beyond its roots in the financial crisis of 2008. Back then, traditional...

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Credit Unions and FinTechs Find Common Ground Through Personalization
Credit Unions and FinTechs Find Common Ground Through Personalization
February 27, 2025  |  Credit Unions

Not all that long ago, FinTechs competed with banks — especially credit unions and smaller players — for the same set of customers and accounts....

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30% of US Consumers Fall Victim to Financial Scams
30% of US Consumers Fall Victim to Financial Scams
February 27, 2025  |  Security & Fraud

Financial scams have become more sophisticated, targeting individuals through personalized and strategic methods. Scammers are using tools from legitimate businesses to make their scams appear...

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From Cautious Consumers to Tariff Jitters: Walmart and Amazon Face Q1 Headwinds
From Cautious Consumers to Tariff Jitters: Walmart and Amazon Face Q1 Headwinds
February 27, 2025  |  Retail

During their respective earnings calls earlier this month, Amazon and Walmart were cautious in their first-quarter 2025 outlooks, reflecting concerns about inflation and slowing consumer...

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50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
February 27, 2025  |  Credit Cards

For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...

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Payment Data Is Back-Office Automation’s Hidden Gold Mine
Payment Data Is Back-Office Automation’s Hidden Gold Mine
February 26, 2025  |  B2B Payments

In the world of B2B payments, the shift from paper-based payments to digital solutions is often framed as a move toward efficiency and cost reduction....

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Going High-Touch and High-Tech Helps Local Banks Win Over Small Business Customers
Going High-Touch and High-Tech Helps Local Banks Win Over Small Business Customers
February 26, 2025  |  Banking

Across the financial services landscape, digital transformation has changed everything. This fundamental and technological shift has led to an ongoing recalibration of the relationships small...

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