Federal Reserve Bank of New York

Fed Finds Consumers Optimistic About Credit but Not Inflation
Fed Finds Consumers Optimistic About Credit but Not Inflation
February 12, 2024  |  Economy

U.S. consumers are feeling more optimistic about their financial conditions and access to credit. That’s according to the January 2024 Survey of Consumer Expectations, released Monday...

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Younger Borrowers Feel Strain as Card and Auto Loan Delinquencies Rise
Younger Borrowers Feel Strain as Card and Auto Loan Delinquencies Rise
February 06, 2024  |  Consumer Finance

The pressures of increased debt burdens are put in stark relief with the latest data from the central bank. And the burden is felt keenly...

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Fed: Banks Healthier Than in 2008 but Still Vulnerable
Fed: Banks Healthier Than in 2008 but Still Vulnerable
November 12, 2023  |  Banking

America’s banks are in a steadier place than they were in 2008. But according to a recent Federal Reserve report, that doesn’t mean they’re completely...

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US Credit Card Debt Hits $1.08 Trillion as Delinquencies Climb
US Credit Card Debt Hits $1.08 Trillion as Delinquencies Climb
November 08, 2023  |  Debt

Americans now owe $1.08 trillion in credit card debt, a trend being led by millennial consumers. That’s according to a report issued Tuesday (Nov. 7)...

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Fed: Consumer Sentiment Up as Inflation Expectations Decrease
Fed: Consumer Sentiment Up as Inflation Expectations Decrease
August 14, 2023  |  Economy

Consumer sentiment is improving overall, with decreased expectations of inflation. According to the July 2023 Survey of Consumer Expectations released by the Federal Reserve Bank of New York’s Center...

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Rejection Rate for Credit Applicants Hits Highest Level Since 2018
Rejection Rate for Credit Applicants Hits Highest Level Since 2018
July 17, 2023  |  Consumer Finance

The overall rejection rate for credit applicants hit its highest level in five years in June. The rejection rate of 21.8% was the highest level...

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NY Fed Teams With Singapore on Multicurrency Cross-Border CBDC Project
NY Fed Teams With Singapore on Multicurrency Cross-Border CBDC Project
May 19, 2023  |  CBDC

Cross-border payments are a major railway for facilitating the functioning of the global economy. Yet they face significantly greater challenges including slower speeds, more restricted...

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NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
May 15, 2023  |  Consumer Finance

Mortgage originations dropped and debt delinquencies rose during the first quarter. These trends happened as total household debt rose $148 billion, or 0.9%, in the...

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Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
March 14, 2023  |  Debt

Monthly government release reflects what lenders’ recent earnings reports have hinted: millennials are sinking in debt. The Federal Reserve Bank of New York released its...

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