Federal Reserve Bank of New York

Household Pressures Mount as Revolving Card Debt Creeps Up
Household Pressures Mount as Revolving Card Debt Creeps Up
February 17, 2023  |  Consumer Finance

The American consumer still has some dry powder left when it comes to credit. But the revolving balances we’re carrying — and which increased into...

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Consumer Confidence in Household Income Growth Plunges
Consumer Confidence in Household Income Growth Plunges
February 13, 2023  |  Economy

Consumers’ confidence in income growth took a hit in January. Their median expected growth in household income dropped by 1.3 percentage points — the largest...

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New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
January 09, 2023  |  Economy

Consumers’ inflation perceptions are consistently higher than government figures. The Federal Reserve Bank of New York’s closely watched Survey of Consumer Expectations for December, released...

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NY Fed: Consumers Stick With Credit Cards as Balances Grow
NY Fed: Consumers Stick With Credit Cards as Balances Grow
November 21, 2022  |  Credit Cards

Consumer credit demand has been on the decline this year, except when it comes to new applications for credit cards. That’s according to the latest...

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NY Fed: Household Debt Climbs to $16.5T
NY Fed: Household Debt Climbs to $16.5T
November 16, 2022  |  Debt

New data from the Federal Reserve Bank of New York shows American household debt continuing to climb, with credit card balances jumping at their largest...

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NY Fed Research Says Mortgage Forbearance Skews Credit Scores
NY Fed Research Says Mortgage Forbearance Skews Credit Scores
June 08, 2021  |  Economy

The pandemic is ebbing, and the U.S. economy is — in lumpy fashion, to be sure — reigniting. That means forbearance programs are due for...

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NY Fed Paves Way For Non-FICO Credit Scoring Models
NY Fed Paves Way For Non-FICO Credit Scoring Models
May 26, 2021  |  Consumer Finance

Given that the ways in which we pay are changing, the ways we carry debt are changing, and the very profile of the consumer is...

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NY Fed: Most Borrowers Who Took Forbearances Amid The Pandemic Have Exited Forbearance
NY Fed: Most Borrowers Who Took Forbearances Amid The Pandemic Have Exited Forbearance
May 20, 2021  |  Loans

More than one in 10 mortgage borrowers participated in a mortgage forbearance during the past year for at least a month, but many of them...

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NY Fed: Consumers Increase Expectations For Spending, Inflation, Home Prices
NY Fed: Consumers Increase Expectations For Spending, Inflation, Home Prices
April 13, 2021  |  Economy

American consumers increased their expectations for spending, inflation and home prices in March, the Federal Reserve Bank of New York said in a press release,...

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